Job Recruitment Website - Social security inquiry - How much is Taikang long-term care insurance?
How much is Taikang long-term care insurance?
People who can't take care of themselves in their daily lives and have paid social security for more than 6 months can apply for long-term nursing assessment and enjoy long-term nursing treatment.
Long-term care can be divided into hospital care and home care. After the application is processed, the daily life nursing expenses and medical nursing expenses caused by these two kinds of nursing services can be reimbursed, and there is a deductible line.
After applying for long-term nursing service, the results were evaluated. Every day, technical professional nurses come to the door for eight hours of nursing. The nursing expenses that can be reimbursed every month are close to 3,000 yuan, and they only need to bear 3,000 yuan.
Regardless of the level of economic development or care for the elderly, long-term care insurance can share the work pressure for families, make the rehabilitation of the elderly more promising, and children can resume all normal work and daily life.
The insurance premium of long-term care insurance is allocated from the medical insurance fund, which is jointly borne and paid by enterprises and individuals, and no additional social insurance premium is paid. At present, there are three ways to raise funds for long-term care insurance in demonstration cities.
First, according to the proportion, with the per capita income of the family this year, the individual sharing expenses, medical insurance fund and financial bureau subsidies are calculated according to a certain proportion.
The second is to raise funds in a fixed amount, requiring that the amount allocated each year should be standardized. For example, Shangrao transfers the medical insurance personal account to 40 yuan, the medical insurance fund to 30 yuan, and the Finance Bureau subsidizes 30 yuan.
Third, the mixed mode, the employee's medical insurance, according to 0.3% of the monthly medical insurance payment base, will be transferred to long-term insurance, and family medical insurance will be paid to 30 yuan every year.
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