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Is rural cooperative medical care social security?

Rural cooperative medical care is not social security. Details are as follows:

1, the new rural cooperative medical system, referred to as the "new rural cooperative medical system", refers to the farmers' medical mutual aid system organized, guided and supported by the government, in which farmers voluntarily participate and individuals, collectives and the government jointly raise funds. Take individual contributions, collective support and government funding to raise funds. Social medical insurance is a social insurance system established by the state and society according to certain laws and regulations to provide basic medical needs for workers within the scope of protection. China's social medical insurance consists of three levels: basic medical insurance and large medical assistance, enterprise supplementary medical insurance and individual supplementary medical insurance;

2. Social medical insurance is a medical insurance system enforced by the state through legislation. Employers and individuals pay insurance premiums according to a certain proportion, establish social medical insurance funds, and pay medical expenses for employees. Social medical insurance means that when workers get sick, social insurance institutions give appropriate subsidies or reimbursement for their medical expenses, so that workers can recover their health and labor ability as soon as possible and enter the process of social reproduction. Social medical insurance is an important part of social insurance, which is generally borne by the government. The government will use economic, administrative and legal means to implement and organize.

The differences between rural cooperative medical insurance and social security are as follows:

1, rural cooperative medical insurance can only be participated by farmers, that is, people with rural hukou;

2, the rural cooperative medical insurance must take the family as a unit to participate in the whole family;

3, the rural cooperative medical insurance is a year to pay, a year to participate in, to participate in this year to enjoy reimbursement;

4. Due to the limited financing of rural cooperative medical insurance fund, the security is slightly lower;

5. Rural cooperative medical insurance is a national policy, and the ultimate goal is to solve the problem of "poverty caused by illness and returning to poverty due to illness". The medical insurance in social security has the characteristics of "low level and wide coverage", and the payment is based on the expenses that most units and individuals can bear at a low level, covering all units and employees in cities and towns. Employees of different units can enjoy the right of basic medical insurance, and the insured can enjoy it for life after completing the payment period. Secondly, the basic medical insurance has the characteristics of "burden on both sides and combination of unified accounts". In accordance with the principle of balance of payments, enjoy treatment according to unified standards. "

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 20

The state establishes and improves the new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Article 21

The treatment of new rural social endowment insurance consists of basic pension and personal account pension.

Rural residents who participate in the new rural social endowment insurance meet the conditions stipulated by the state and receive the benefits of the new rural social endowment insurance on a monthly basis.