Social security is not a panacea for people.

Insurance is useless on the premise that

In case of serious illness, accident, hospitalization, children going to school, getting married, etc.

At this time, someone said, no money? Don't be afraid, I'm here! Go ahead, how much is it? Give me the card number and I'll call you back! No repayment, no interest, no conditions!

Do you think it's possible?

In case it's nothing. The purpose of party reform is to give people money to support the elderly, treat diseases and study. In such a big country, the People's Daily has said on the front page that social security is not everything, that is to say, social security alone is not enough. Let everyone use commercial insurance to resist risks.

hope this helps

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.