The difference between the first, second and third grades of social security in Guangzhou

Social security in Guangzhou is divided into first, second and third grades, of which the first grade pension insurance accounts for 8%, the second grade pension insurance and medical insurance account for 9% and 2% respectively, and the third grade pension insurance and medical insurance account for 10.5% and 3% respectively.

Guangzhou's social security contributions are divided into first, second and third grades, and the proportion of participation in different grades is different. The first file is endowment insurance, with a payment ratio of 8%; The second file includes endowment insurance and medical insurance, with 9% for endowment insurance and 2% for medical insurance. The third gear is also endowment insurance and medical insurance, with the contribution ratio of endowment insurance being 10.5% and that of medical insurance being 3%. It should be noted that the proportion of social security contributions can be selected in different grades according to the actual situation of individuals, but the payment base is limited, which cannot be lower than the minimum payment standard or higher than the maximum payment standard.

What is the highest payment standard for social security in Guangzhou? The maximum payment standard of social security in Guangzhou is stipulated by the Municipal Human Resources and Social Security Bureau, and the maximum payment base is 65,438+0.5 times of the current average monthly salary of employees in Guangzhou, that is, the maximum payment base in 2023 is 22,035 yuan.

Guangzhou's social security is divided into first, second and third grades, and the payment ratio of different grades is different. In practice, the insured can choose different payment grades according to their actual situation to meet the security needs of individuals and families. At the same time, it should be noted that the social security payment base is limited, and it is recommended that the insured choose according to the actual situation when paying.

Legal basis:

"Measures for the Administration of Social Security Cards in Guangdong Province" Article 7 The insured shall pay social insurance premiums in accordance with the relevant provisions of the state and enjoy various social insurance benefits.