Job Recruitment Website - Social security inquiry - What do you mean by social security benefits?
What do you mean by social security benefits?
Insured persons without social security cards before retirement should apply for social security cards in time, otherwise retirement benefits will not be approved and collected.
Social insurance is a kind of welfare provided by the state to the people, with a wide range of protection and a relatively low degree of protection. But social insurance is the foundation, commercial insurance is the supplement, and the function of social insurance is irreplaceable by commercial insurance. Therefore, it is suggested to purchase social insurance first, and then consider commercial insurance if possible. Social security pension insurance can be paid 15 years, medical insurance can be paid for 20 years, and you can also enjoy medical insurance benefits after retirement.
The difference between social security and five insurances and one gold.
1, the concept is different: social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund.
2. Different scope: Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security.
Social insurance should guarantee people's basic living needs and satisfy them.
Collection process:
1, the town labor insurance office will inform the village to help with the collection procedures after generating the situation of the treatment recipients every month.
2. The village helps to inform the insured.
3. The insured person shall submit the original and photocopy of the ID card, residence booklet, payment passbook and other materials to the village assistance.
4, the village assistant trial, and submitted to the town labor insurance audit.
5, urban labor insurance audit report to the county agricultural insurance office.
6, the county agricultural insurance department to review, in line with the conditions for receiving, approved pension benefits.
7. The county rural commercial bank generates a passbook and issues it to a personal account.
8, the county agricultural insurance audit, issuing bank passbook.
9, the town labor insurance office to receive a bank passbook, issued by the village assistant.
10. Beneficiaries bring their ID cards to the village assistance office to collect bank passbook.
Legal basis:
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have accumulated contributions for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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