How to insure in the Social Security Bureau?

Social security is the abbreviation of social insurance. Social security is compulsory, that is, both employers and individuals need to pay. Social security is currently divided into: old-age insurance, medical insurance, maternity insurance, industrial injury insurance and unemployment insurance. The role of social insurance lies in: providing for the old, getting medical care for the sick, getting medical care for the sick, getting medical care for the injured, and losing income. In other words, you can get some compensation and relief for illness and injury. If it is possible, it will definitely be better than not doing it well. If you do it, you will be guaranteed, and vice versa. Individuals who pay fees only need to pay pension, medical care and unemployment, and maternity and work-related injuries are paid by employers. Individual contributions are 8% of pension, 2% of medical care and 65,438+0% of unemployment. Monthly payment, withheld by the unit. What is said upstairs is wrong. The payment base is based on my salary, but there are also upper and lower limits. Generally, it is between 60% and 300% of the average salary of local employees in the previous year. If your salary is lower than this 60%, you should pay according to the base, and if it is higher than 300%, you should pay according to 300%. The level of payment base determines the amount of personal accounts for pension and medical care. The enjoyment of unemployment insurance benefits after unemployment has nothing to do with the payment base, but with the payment period. The longer it takes to pay unemployment insurance benefits, the higher the amount of unemployment insurance benefits that can be received after unemployment, and the longer it takes to receive them. Commercial insurance means that the insurance company collects the insurance premium from the insured according to the insurance contract, and is responsible for the property losses caused by the contract; Or when the insured dies, is disabled, falls ill, or reaches the age and time limit agreed in the contract, it is a contractual act that bears the responsibility of paying insurance benefits. It has the following characteristics: 1. The business entity of commercial insurance is a commercial insurance company. 2. The insurance relationship reflected by commercial insurance is embodied in the insurance contract. 3. The objects of commercial insurance can be people and things (tangible and intangible), and the specific objects are people's life and body, property, interests, responsibilities and credit related to property. 4. The business of commercial insurance aims at profit, and it is necessary to obtain the maximum profit to ensure that the insured enjoys the maximum economic security. Social insurance refers to a social security system that is enforced by the state through legislation, funded by workers, enterprises or communities, and established by the state to provide material assistance to workers themselves or their immediate family members when they lose their ability to work or temporarily lose their jobs due to old age, work injury, illness, maternity, disability, unemployment and death. It has the following characteristics: 1, security: it refers to ensuring the basic life of workers. 2. Universality: Social insurance covers all social workers. 3. Mutual assistance: Use the joint efforts of the insured to help a person in danger, help each other and meet emergency needs. 4. Mandatory: Limited by national legislation, employers and employees are required to participate. 5. Welfare: Social insurance is a kind of government behavior, not for profit. The difference between commercial insurance and social insurance: 1, different in nature: social insurance is guaranteed and not for profit; Commercial insurance is operational and aims at pursuing economic benefits. 2. The foundation is different: social insurance is based on labor relations. As long as labor relations are formed, employers must handle social insurance for employees; Commercial insurance is voluntary insurance, and the rights and obligations of both parties are established in the form of contracts. 3. Different management systems: social insurance is managed by government functional departments; Commercial insurance is operated by an insurance company of enterprise nature. 4. Different objects: the object of participating in social insurance is workers, whose scope is stipulated by law and limited by qualifications; The object of commercial insurance is a natural person, and the applicant is generally not restricted, as long as he is willing to insure and fulfill the terms of the contract. 5. The scope of protection is different: social insurance solves the living security of the vast majority of workers; Commercial insurance only solves some problems of the insured. 6. Different sources of funds: the social insurance fund is shared by the state, enterprises and individuals; Commercial insurance funds are only a single source of insurance premiums for policyholders. 7. Different treatment schemes: the principle of social insurance benefits is to ensure the basic livelihood of workers. Insurance benefits are generally paid monthly and adjusted every year with the increase of average social wages; Commercial insurance is based on the principle of "more investment and more insurance, less investment and less insurance, no investment and no insurance". 8. The timeliness is different: social insurance is stable and continuous; Commercial insurance is one-off and short-term. 9. The legal basis is different: social insurance is regulated by labor law and its supporting regulations, while commercial insurance is regulated by economic law, commercial insurance law and its supporting regulations.

If you have any other insurance questions, please come: protect more fish and talk about insurance.