Can the new rural insurance/kloc-be paid after 0/5 years?

The new rural insurance, which has been paid 15 years, only meets the minimum payment period for retirement pension. According to the social security principle of paying more and getting more, after paying 15 years, the insured can continue to pay insurance premiums as long as they do not reach the retirement age of 60, so that the insured can get better social security benefits and receive more pensions when they retire.

First, the rural old-age insurance standards are as follows:

1, calculated by dividing the total personal account by 139;

2, to participate in the basic old-age insurance of individuals, due to illness or non-work-related death, their survivors can receive funeral grants and pensions.

In short, the insured can voluntarily choose the individual payment standard according to their own and family economic conditions, and pay more. The specific amount received depends on the individual payment level and the local subsidy policy, subject to the reply from the local social security department. Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

Second, social security:

Pension, medical care, work injury, unemployment, maternity insurance, etc. Social security payment/kloc-can be stopped after 0/5 years. If there is a unit that has paid 15 years, but the employees have not retired, the enterprise will continue to pay until retirement; Individuals who pay social security can stop paying or continue to pay. According to the local policy, they will definitely continue to pay high salaries. Endowment insurance follows the principle of "pay more and get more". The higher the payment base, the longer the service period, and the more pensions you receive when you retire.

Iii. Problems needing attention in social security:

1, social security needs to wait until retirement age to apply for retirement and receive pension. Retirement age (60 for men and 55 for women)

2. Those who have not reached retirement age will not be able to enjoy medical treatment from the time they stop paying premiums to retirement. You can enjoy medical treatment after retirement. In the meantime, rural cooperative medical care or urban and rural medical care can be used instead of 3: pension: accumulated payment 15 years, and you can enjoy pension when you retire.

legal ground

Opinions on establishing a unified basic old-age insurance system for urban and rural residents

Article 7 Individuals who participate in the old-age insurance for urban and rural residents, who have reached the age of 60 and paid 15 years, can receive the old-age insurance benefits for urban and rural residents on a monthly basis. When the new rural insurance or urban residential insurance system is implemented, it has reached the age of 60, and those who have not received the basic old-age security benefits stipulated by the state before the date of publication of this opinion do not need to pay. From the date of implementation of this opinion, you can receive the basic pension for urban and rural residents' old-age insurance on a monthly basis; If the collection period is less than 15 years, the payment shall be made year by year, and supplementary payment is allowed, and the accumulated payment shall not exceed 15 years; Those who have received the payment for more than 15 years shall be paid annually, and the accumulated payment shall not be less than 15 years.

People's Republic of China (PRC) social insurance law

Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.