Job Recruitment Website - Social security inquiry - Do I need a social security card to withdraw money?
Do I need a social security card to withdraw money?
1. People who have settled abroad and have changed their nationality.
2. The legal heir of a person who dies in the line of duty can inherit the balance of personal pension.
3. Repeated payment. If the payment of flexible employees is repeated with the payment of enterprises, the payment of flexible employees will be refunded.
First, the function of social security card
1 can be used as a bank card.
You can pay and receive the pension.
3. Can handle overseas business.
You can apply for various insurance benefits.
5, can handle all kinds of human resources business.
6. You can inquire about provident fund and mortgage repayment.
7. You can buy medicine and swipe your card at a fixed point.
8. You can use Alipay online to swipe the social security card to pay medical expenses, sign up for community clinics, and settle medical expenses.
Second, can the money in the social security card be taken out?
Social security money cannot be withdrawn in principle, but it can be withdrawn under special circumstances:
1, reaching retirement age, not meeting the conditions of payment 15 years;
2. The insured dies for some reason;
3. The insured goes abroad to settle down;
4, after retirement, personal account balance;
5. Repeated payment. If an individual dies, the balance of the individual account can be inherited.
3. Can the social security paid by the company be taken out?
The social security paid by the company cannot be taken out. Social security includes companies' contributions and individuals' contributions. No matter what the conditions, the company can't take out the part. Unless the employee dies, the money in the social security personal account is inherited by the heir, in which case, it can be withdrawn.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.
Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
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