What are the requirements for buying a house in Dongguan?

Dongguan Housing Conditions 2020 Policy

First, the conditions for buying a house

Household registration in this city: there is no social security and individual tax limit for buying a house in this city.

Non-local household registration:

(A) the first suite purchase qualification

Non-registered households in this city cannot provide proof of continuous payment of personal income tax or social insurance 1 year or more in this city within 2 years before the date of purchase, and the sales of new commercial housing to them will be suspended.

Family members who are not registered in this city have full-time bachelor degree or above or junior titles, and can provide the labor contract of the city's work unit within two years before the date of purchase and the social insurance certificate of this city for more than half a year, they can purchase the first set of new commercial housing in our city.

(2) the qualification to buy a second suite.

If you own 1 house, and you can't provide proof that you have paid personal income tax or social insurance for more than 2 years in this city within 3 years before the date of purchase, the sales of new commercial housing will be suspended.

Note: The paid personal income tax and social security payment certificate will not be recognized.

Second, the number of purchases is restricted.

Two sets of household registration in this city and non-household registration in this city are restricted. As long as you have two or more houses, you can't buy a new house for the time being.

Third, buy a house down payment.

1. The minimum down payment ratio for commercial loans is 30% when households purchase ordinary houses for the first time.

2. For households with housing loan records but no housing when applying for a loan to buy a house, households with 1 set of housing but no housing loan records or corresponding housing loans have been settled, apply for commercial personal housing loans to buy ordinary housing again, and the low down payment ratio of loans shall not be less than 30%.

3. For households that own 1 apartment and the corresponding housing loans are not settled, the low down payment ratio for re-applying for commercial personal housing loans to purchase ordinary housing shall not be less than 40%.

4. For households with two or more houses, commercial personal housing loans will be suspended.

Fourth, the sales restriction policy.

1.20 1 1, 201New commercial housing and second-hand housing signed online after 0: 00 on April 7, can only be signed online after two years of obtaining the property right certificate.

2. After April 0 1 1, 2065438, if the house is transferred by gift, the donor can buy the newly-built commercial house again after two years. If the current purchase restriction policy of this Municipality is not satisfied, the donee is not qualified to accept the donated new house. After the transfer of housing, you need to buy housing again after 2 years.

Extended data:

Admission conditions for talents in Dongguan

1, with primary or above professional and technical post qualifications;

2. Have the national registration qualification;

3. Have the national professional qualification of senior engineer or above;

4. Bachelor degree or above in full-time general higher education;

5. Social workers employed by social work posts in our city;

6. Talents with national vocational qualifications for intermediate workers or part-time bachelor degree or above recognized by the state, full-time college degree in ordinary colleges and universities, and who have participated in social endowment insurance for 3 years in Dongguan;

7. Fresh graduates with full-time college education or above.

Public trust. Com- Dongguan can buy a house after working for more than 5 years. More than half of netizens said they were dragging their feet.

Public trust. Com- Dongguan 10 talents need to meet the age limit and other conditions.