What is a social security card?

The full name of the social security card is the Social Security Card of the People's Republic of China, and the relevant provisions are as follows:

1. The full name of the social security card is the Social Security Card of the People's Republic of China. The Social Security Card of the People's Republic of China is an integrated circuit (ic) card that is uniformly planned by Ministry of Human Resources and Social Security and issued by local human resources and social security departments for various business fields of human resources and social security.

2. Social security card information includes basic information on the card surface and information in the card. Among them, the basic information on the card surface is the cardholder's name, card number, citizenship number, card issuing date, validity period, etc. The card records the personal status of the cardholder (such as employment, unemployment, retirement, etc.). ), social insurance payment, personal account information of endowment insurance, personal account information of medical insurance, professional qualifications and skills, working experience, industrial injury and occupational disease disability, etc.

What is the main difference between social insurance and commercial insurance?

1, achieving different purposes. Social Security Social insurance is the basic guarantee for social members when necessary, and it is not for profit. Commercial insurance is the commercial operation of insurance companies, aiming at profit;

2, the implementation is different. Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;

3. The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;

4. Different protection levels. Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.

What if the company doesn't buy social security?

1, according to the relevant laws and regulations, the unit handles the social insurance formalities for employees and pays social insurance premiums for employees, and the part borne by individuals is withheld and remitted by the unit from my salary;

2, employees must sign a contract with the unit, in the event of a dispute, the contract can be used as proof of the formation of labor relations between employees and units, as long as there is labor relations, enterprises should handle social security for employees;

3. For employees who have not signed a contract, employees can keep all kinds of materials that can prove their labor relationship with the unit, such as salary slips, stamp certificates, work clothes, etc. Once the unit does not apply for social security, it can go to the labor arbitration institution where the enterprise is located for arbitration. The local labor department will issue an arbitration opinion, and employees can ask the enterprise for reissue and new social security according to the arbitration opinion.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 8

Social insurance agencies provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.