Is it worthwhile to pay the interrupted social security?

Of course, this issue is a cost-effective issue. As long as the interval is not particularly long, our losses are relatively small. Although there will be some impact, you must pay it back, because you can enjoy national medical insurance only after you pay it back. If we don't pay it back, we will lose some of the preferential policies and subsidies that should belong to us.

At present, many people have interrupted the payment of social security due to job changes and some personal reasons, so many people have many questions about it. Because social security is, after all, a major insurance for our living security, is it worth the interrupted social security? How to pay the interrupted social security and other related issues. Shall we look at the interrupted social security payment accounting now?

Is it worth paying back:

You don't have to pay, but it is recommended to pay, because the amount of pension is related to the payment period and payment base. The higher the payment base, the longer the payment period and the more pensions you receive.

When medical insurance retires, it must accumulate a certain payment period (including deemed payment period). Only when men reach the minimum payment period of 30 years and women reach 25 years can they enjoy free medical insurance benefits for life after retirement. When retiring, the accumulated payment period is lower than the specified requirements, and the payment period of the poor medical insurance can be paid according to the current rate standard.

The payment of medical insurance for employees may not be paid, except for retirement payment, interruption of work transfer for several months, and interruption of personal payment for no more than three years, and the medical insurance for urban employees may only be re-insured. Supplementary medical insurance does not need to pay late fees.

Accumulated calculation of pension insurance and medical insurance you paid in advance after retirement. Cumulative calculation of social security years. You have paid social security for 20 years now, so you just need to renew it.

The principle of social security is to pay more and get more. The longer the payment time, the higher the payment amount, and the more pensions will be retired in the future.

But the years when social security was interrupted also had some effects:

Among the social insurance we pay, endowment insurance and medical insurance are two major types of insurance. Although social insurance is cumulative, if payment is interrupted, it will have a serious impact on individuals. Once the old-age insurance is interrupted, it will seriously affect the future pension collection. The longer the interruption, the greater the pension loss.

1. If the length of service is not calculated during the interruption period, the salary for the length of service in the future will be gone;

2. If the personal account funds are not entered during the interruption period, the personal account funds will be reduced in the future, and there will be some losses when calculating the pension;

3. When reaching the legal retirement age, the time of life interruption is accumulated, and the accumulated interruption 12 months is pushed forward to calculate the pension for one year.

Social security payment method:

1. If an individual is insured, he can't pay it back if he misses it. Only when he misses it because of the unit can he pay it back, and the five risks can he pay it back;

2. If the unit does not declare (does not open an account), it can only pay the pension;

After paying for a period of time, you can find an agency to pay the interruption fee.

In summary, is it cost-effective to pay the interrupted social security? Of course, this issue is a cost-effective issue. As long as the interval is not particularly long, our losses are relatively small. Although there will be some impact, you must pay it back, because you can enjoy national medical insurance only after you pay it back. If we don't pay it back, we will lose some of the preferential policies and subsidies that should belong to us.