Pension is divided into several grades

There are four grades of pension contributions, namely the lowest grade, the first grade, the second grade and the third grade. The rural pension age is 60 years old for male workers, 55 years old for female cadres, and 50 years old for female workers.

First, the number of years of pension contributions in several grades

The number of years of pension contributions in four grades, respectively, the lowest grade, first grade, second grade, third grade. According to the voluntary principle of the participants, no matter which grade, as long as the continuous payment of 15 years and reached the national retirement age, you can receive a pension. The minimum contribution shall not be less than 40% of the employee's average monthly salary, the first grade shall not be less than 60%, the second grade shall not be less than 80%, and the third grade shall not be less than 100%. Individuals can also choose to make contributions to old-age insurance. Contribution standards are currently set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan per year.

Second, the rural pension age

The rural pension age is 60 years old for male workers, 55 years old for female cadres, and 50 years old for female workers. The website reminds you that, according to the Ministry of Human Resources and Social Security documents, individuals who participate in the basic pension insurance for employees can extend their contributions to 15 years if they have accumulated less than 15 years of contributions by the time they reach the legal retirement age.

Those who participated before the implementation of the Social Insurance Law and still have less than 15 years of accumulated contributions after 5 years of extended contributions can make a one-time contribution until the full 15 years. The basic pension calculation method is implemented according to the relevant regulations of the provincial government.

Third, the employee pension medical insurance can be returned

Employee pension medical insurance can not be returned. Before reaching the age of entitlement to pension insurance, not to terminate the basic pension insurance relationship and for withdrawal procedures. The net reminds you that social insurance is an important part of social security. It is a social security system that provides material assistance to workers or their survivors when they are temporarily or permanently incapacitated or out of work due to old age, illness, disability, childbirth, unemployment, or death.

Article 16 of the Social Security Law of the People's Republic of China states that individuals who have participated in basic old-age pension insurance shall receive a monthly basic old-age pension if they have paid contributions for a total of fifteen years by the time they reach the legal retirement age.