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Does social security include medical insurance?

Medical insurance is included in social security. Social medical insurance is an important part of social insurance, which is generally borne by the government. The government will use economic, administrative and legal means to implement and organize. Social medical insurance is also called "sickness social insurance" or "health social insurance". A social insurance in which the income of the insured is interrupted and the medical expenses are lost due to illness, injury, disability, etc. Insurance institutions provide material assistance. Including disease subsidies and health care, that is, payment for medical care, special medical care, outpatient service, hospitalization, home care services and drug supply. Due to the different levels of national economic development and social systems in different countries, the scope of disease insurance varies greatly. Some countries include the whole people, while others are limited to employed workers. Most countries stipulate that the source of funds is shared by employees and employers, and the state gives certain subsidies. Medical insurance has the basic characteristics of social insurance, such as compulsion, mutual assistance and sociality. Therefore, the medical insurance system is usually enforced by national legislation and a fund system is established. The expenses are paid jointly by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risks caused by the illness or injury of the employees.

legal ground

People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in the event of old age, illness, industrial injury, unemployment and maternity. Article 3 Individuals who participate in the basic old-age insurance for employees and pay less than 15 years after reaching the statutory retirement age, including extending the payment according to Article 2, may apply for the new rural social endowment insurance or urban residents' social endowment insurance where they are registered, and enjoy the corresponding old-age insurance benefits. Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.