How to deal with retirement in employee medical insurance

Employee medical insurance retirement needs to be handled according to the following steps:

1. Apply for retirement: First, employees need to apply for retirement from their employers. The unit will calculate the length of service according to the employee's age and pension benefits, and submit relevant information to the social insurance institution.

2. Audit of social security agency: The social security agency will audit the employee's personal account information and the payment record of the company to determine whether the employee meets the retirement conditions. In line with the conditions, the social security institutions will issue retirement certificates and related benefits.

3. Handling medical insurance retirement procedures: After employees retire, they need to go to the local social insurance institution to handle medical insurance retirement procedures. Employees need to submit retirement certificates and personal identification certificates, as well as other relevant materials.

4. Receive medical insurance benefits: employees can receive corresponding medical insurance benefits after completing the medical insurance retirement procedures. Medical insurance benefits include reimbursement of medical expenses, outpatient and hospitalization subsidies, etc.

It should be noted that the specific process and requirements of employees' medical insurance retirement may be different due to different regions and policies. Therefore, employees need to consult local social insurance institutions or professional lawyers to understand the specific processes and requirements before going through retirement procedures, and submit relevant materials as required.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12 The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of employees stipulated by the state and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.