What are the causes and consequences of social security breaks

What are the causes and consequences of social security interruptions

I. What are the causes of social security interruptions?

In fact, social security interruptions are not uncommon. In the mobility of foreign workers, there are indeed a large number of active breaks in the phenomenon. Due to the fact that some workers have little awareness of social security and relatively low income levels, they want to improve their current income, so they take the initiative to interrupt their social security payments. In addition to the active interruption of social security payments, there are also a large number of social security interruptions from the interruption of payment during the change of jobs.

Many places have regulations that stipulate that if social security is interrupted for more than a certain period of time, it is not possible to make up for the interruption and the social security payment time has to be recalculated. I don't know if you have ever encountered such a situation: after changing jobs and leaving, once you stay in the job for more than a month, your social security contributions will be cut off. Then what is the impact of broken payment?

Second, what is the impact of social security contributions?

Social security broken payment in addition to the impact of personal enjoyment of the five insurance treatment during the break. Broken payment will produce heartbreaking consequences, which is why employers need to be very careful about the increase or decrease in one of the reasons. If there is a maternity reimbursement or unemployment benefits during the period of non-payment, or the reimbursement of work-related injuries and so on are not enjoyable. For the individual pension insurance and basic medical insurance is the most important.

First of all, you can't get a monthly pension if you haven't accumulated 15 years of contributions. Pension insurance requires a minimum of 15 years of cumulative contributions (note that it is cumulative oh!) The first thing you need to do is to make sure that you have paid for a minimum of 15 years of contributions before you can receive your monthly pension when you reach retirement age. If you break your contributions in the middle of the year, you can make up for it, but it may affect your pension entitlement after retirement.

Secondly, the medical insurance should be paid for a fixed number of years in order to enjoy lifelong treatment medical insurance women to pay a total of 20 years, men to pay a total of 25 years, after retirement can enjoy lifelong medical insurance treatment. If the medical insurance is interrupted, then during the interruption period can not enjoy the medical insurance treatment, if the card for medical treatment, the social security card is shown as the status of arrears. However, there is a buffer period from the date of interruption. If the insurance is not renewed for more than 3 months, the continuous contribution period will be recalculated, and the reimbursement amount of the medical insurance and the amount of medical insurance for major diseases will be affected.

Beijing, Shanghai and other big cities, social security continuous payment of years directly linked to the purchase of housing, buy a car lottery, household qualifications. Beijing, for example, non-Beijing residents need to pay 5 years of social security to buy a car to buy a house, the so-called full 5 years means that you buy a house in the same month forward to 5 years, must be continuous payment, in the middle of the break will need to restart calculating the continuous payment time. And to settle in Beijing, you need 7 consecutive years.

Released "Beijing points to settle in the management approach (for trial implementation)" in the clear, the applicant to apply for points to settle in the city should also meet the following conditions:

(a) hold the city's residence permit;

(b) not more than the legal age of retirement;

(c) in the Beijing continuous payment of social insurance for seven years and more;

(d) no criminal record. .