Is it better to pay more social security fees?

The more social insurance premiums you pay, the higher the level of treatment you enjoy.

In fact, from the perspective of social security, it is really no problem to look at and understand this issue. After all, five insurances and one gold are still very important to us personally. Because five insurances and one gold are closely related to ourselves, especially the employee pension insurance and employee medical insurance in social security will accompany us all our lives. Even after the legal retirement age, we can still use our brains, because the pension insurance enjoys the benefits of pension, medical insurance and retirement medical insurance.

The more you deduct five insurances and one gold, the higher your personal expenditure and payment level, which also means that your work unit will bear a higher payment level. Therefore, if you enjoy double-level treatment, it will only be higher. Then of course it's good for yourself. I can use a simple example to illustrate this problem. Whether it is endowment insurance, medical insurance, unemployment insurance or housing provident fund, it is a double account, that is, you personally bear part of it and the work unit bears part.

The work unit undertakes most of it, and the increase of our personal contribution means that the contribution of the work unit will also increase. Suppose your housing provident fund is deducted from your salary every month 1000 yuan, then the work unit. It will cost you 1000 yuan, that is, your personal account balance will reach 2000 yuan. Similarly, if you deduct 2000 yuan from your personal account, it will reach 4000 yuan, which is a dual relationship.

So in this case, is your payment level higher? If you enter a personal account, you will have a higher position and enjoy higher treatment. Therefore, there is no doubt that the higher the payment of five insurances and one gold is good for you. But in reality, just because we work doesn't mean you can choose a higher standard to pay, so you can choose. We have strict regulations on the establishment of five insurance and one gold payment base.

Mainly based on my own salary income, to establish the payment base of five insurances and one gold. The implication is that the higher your salary, the higher your social security contribution base. On the other hand, if your salary level is relatively low, then your payment base of five insurances and one gold is also relatively low. But there is a gap between this social security and five insurances and one gold. If your salary is lower than 60% of the average salary of the local society, then you will be insured with the minimum standard of 60%. On the other hand, if your salary is higher than 300% of the average salary of the local society, then you are insured with the highest standard of 300%, so there is such an interval value.

But for our employees, the higher your consumption level is, the better. So why do many people want to get a higher position and get a higher income? At the same time, you can enjoy a higher treatment of five insurances and one gold. After retirement, all income levels, including your pension, will be improved to a certain extent, which is of course good news for you.