Can the money in the social security card buy health care products

Some cities can buy health care products on a pilot basis.

The funds in the medical insurance personal account on the social security card itself have the function of offsetting risks, and overdraft in advance actually harms the interests of the medical insurance card holders. Citizens used social security cards to consume daily necessities and lost life-saving money.

Therefore, social security cards can only be used for medical consumption. If it is used to buy daily necessities, it not only violates the national medical insurance regulations, but also belongs to the illegal act of defrauding medical insurance funds to a certain extent, which will lead to the loss of medical insurance funds and damage the interests of the insured.

According to the provisions of Article 28 of the Social Insurance Law of People's Republic of China (PRC), medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Medical insurance cards can only be used to buy designated drugs in designated hospitals, and medical insurance cards can only be used for personal outpatient service, drug purchase and hospitalization, which means that products on the non-medical insurance drug list cannot be purchased with medical insurance cards.

Extended data

People's Republic of China (PRC) social insurance law

Thirtieth the following medical expenses are not included in the basic medical insurance fund payment scope:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(3) borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.

Baidu Encyclopedia-People's Republic of China (PRC) Social Insurance Law

Baidu Encyclopedia-Social Security Card of the People's Republic of China