Fuzhou Five Insurance and One Gold Payment Standard

First, Fuzhou five insurance and one gold payment standard

The minimum payment base of medical insurance in Fuzhou is more than 4,000 yuan, maternity insurance and industrial injury insurance are paid according to the minimum base of more than 3,000 yuan, and endowment insurance and unemployment insurance are paid according to the minimum base of more than 2,000 yuan. Provident fund base 1000 or more. You can ask the social security bureau in Fuzhou for details.

For endowment insurance, the unit pays 18%, the individual pays 8%, the medical insurance individual pays 2%, and the unit pays 8%. Unemployment insurance units and individuals each pay 0.5%. Work injury insurance and maternity insurance belong to the unit payment, and individuals do not need to pay.

In the case of housing provident fund, individuals and units should pay 12% respectively.

2. How much should I pay for five insurances and one gold in Fuzhou?

According to the minimum base, individuals have to pay more than 400 yuan a month, and a large part of it goes into our personal account. If we choose a higher base, we will pay more. So the specific words still depend on which radix to choose.

If you don't know how much an individual pays for five insurances and one gold a month, you can check a certain detail you have paid. You can inquire from WeChat or Alipay, or you can call the local social security bureau to inquire.

Three. endowment insurance

1, the average monthly salary of employees in the year above the individual contribution is the base (the minimum number is 60% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

Fourth, medical insurance.

Taking Beijing as an example, the proportion of medical insurance payment: unit 10%, individual 2%+3 yuan;

Verb (abbreviation of verb) unemployment insurance

Unit 1%, individual 0.2%;

Intransitive verb industrial injury insurance

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%;

Seven, maternity insurance

Payment ratio: 0.8% of the unit, and individuals do not pay.

Eight. Reserve fund

Taking Beijing as an example, the proportion of provident fund deposit: according to the actual situation of enterprises, choose the proportion of housing provident fund deposit. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Beijing uniformly stipulates that all employers should pay the housing accumulation fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.