What is the full name of the Social Security Bureau?

The Social Security Bureau, also known as the Social Insurance Fund Administration, is an administrative agency under the Municipal Human Resources and Social Security Bureau, and is responsible for the collection and management of social insurance funds in the city. First, the city's pension insurance, medical insurance, work-related injury insurance, unemployment insurance, children's medical insurance, maternity insurance, housing provident fund for employees of enterprises, and Medicaid funds for employees and their families of government agencies and institutions shall be formulated and implemented after approval.

1, what social security?

The full name of social security is "social insurance";

It refers to a social and economic system that provides income or compensation for people who are unable to work, temporarily unemployed or suffer losses due to health reasons.

It is the most important part of the social security system. After long-term development and integration, social security has changed from the original three categories to the current two categories:

1. Social insurance for urban workers: Five types of insurance, namely, endowment insurance for urban workers, medical insurance, family planning insurance, unemployment insurance and industrial injury insurance, which are what we usually call "five insurances", are mainly designed for on-the-job urban workers and are mandatory by the state. Flexible employees (freelancers) can also participate in social security for urban workers.

II. Social insurance for urban and rural residents: including the former social security for urban residents and the former social security for rural residents.

Social security for urban residents mainly includes endowment insurance for urban residents and medical insurance for urban residents. Mainly designed for urban residents' pension and medical care.

Social security for rural residents mainly includes new rural cooperative endowment insurance and new rural cooperative medical insurance, which is mainly designed for rural residents' pension and medical care.

Review on the concept of social security for urban and rural residents.

Social security for urban and rural residents: it is the general term of social security for urban residents and rural residents. Including the basic old-age insurance system for urban and rural residents and the basic medical insurance system for urban and rural residents (including serious illness insurance), but there is no necessary connection between them. Insured persons can pay insurance premiums separately (that is, pay urban and rural residents' endowment insurance or urban and rural residents' medical insurance respectively) or both. Note that you can pay insurance separately ~!

Therefore, the future social security will be divided into two categories: social security for urban workers and social security for urban and rural residents.

Let's talk about "medical insurance" and "endowment insurance"

2. What is medical insurance?

The full name of medical insurance is "medical insurance", which is a part of social security. Medical insurance has also gone through the process of changing from three types to two types.

First, medical insurance for urban workers (including flexible employees);

2. Basic medical insurance for urban and rural residents: including the original basic medical insurance for urban residents (referred to as urban medical insurance) and the original new rural cooperative medical insurance (referred to as the new rural cooperative medical insurance).

At present, the state is promoting the basic medical insurance for urban and rural residents. The basic medical insurance for urban and rural residents is to integrate the medical insurance for urban residents and the new rural cooperative medical system, and establish a unified basic medical insurance system for urban and rural residents. It is not restricted by agricultural registered permanent residence and urban hukou, and becomes a unified medical insurance system. It pays fees according to a unified standard and enjoys a unified reimbursement ratio and medical treatment. From the elderly to infants, as long as they do not participate in employee medical insurance, they can participate in insurance.

Therefore, the future medical insurance will be divided into two categories: medical insurance for urban workers and medical insurance for urban and rural residents.

Some friends will ask about our "new rural insurance" and "new rural cooperative medical system"?

3. What are the new rural insurance and the new rural cooperative medical system?

The full name of the new rural endowment insurance is "new rural cooperative social insurance", that is, the new rural cooperative endowment insurance, which is mainly used for providing for the aged.

The full name of the new rural cooperative medical system is "new rural cooperative medical insurance", which is mainly designed for the rural population.

With the pace of local government's medical reform in rural and urban areas, there will be no such terms as "new rural insurance and new rural cooperative medical system" in the future. At present, the reform process in different places is different, and the specific current policies will be different.

After reading the above, do you have a basic understanding of all kinds of nouns you have encountered so far?

Second, the content differences of main nouns.

1, the main content of social security for urban workers

Social security for urban workers includes five types of insurance: endowment insurance, medical insurance, family planning insurance, unemployment insurance and industrial injury insurance, which is what we usually call "five insurances". It is mainly designed for on-the-job urban workers and is enforced by the state.

Flexible employees (freelancers) can also participate in urban workers' cooperatives, and there are two channels:

The first channel is to go to the local social security bureau or through a special intermediary company, but this "social security" only pays pension insurance and medical insurance, and the other three insurances are not included.

In the second channel, it is also feasible for individuals to pay five insurances through specialized labor service companies, but this method is not cost-effective, because the payment method is the same as that of the unit, and it is not cost-effective because individuals have to bear both the unit and the individual. (Of course, the more you pay, the more medical insurance you enjoy, so I won't go into details here. Interested friends can leave messages or private messages. )

2, the main content of social security for urban and rural residents

Social security for urban and rural residents consists of the basic old-age insurance system for urban and rural residents and the basic medical insurance for urban and rural residents, which are paid independently of each other. We introduce them separately:

Basic endowment insurance for urban and rural residents

It is an important old-age security for urban residents, farmers and low-income people. Residents' old-age insurance is paid annually, and the payment standard is100-2,000 yuan per year, ranging from *** 12. If it is more than 2,000 yuan, 100 yuan is a payment grade, and the insured person needs to bring his ID card to the local social security bureau for handling. If you reach retirement age and pay less than 15 years, you can pay the old-age insurance in one lump sum (with the increase of the number of insured residents and the number of insured years, some areas will no longer go through the formalities of paying back, please consult the local social security management agency for details).

Basic medical insurance for urban and rural residents

The basic medical insurance for urban and rural residents is to integrate the medical insurance for urban residents and the new rural cooperative medical system and establish a unified basic medical insurance system for urban and rural residents. In the past two or three years, all parts of the country have been actively implementing this policy. At present, most areas have basically realized the merger of urban residents' medical insurance and the new rural cooperative medical system. After the medical insurance system for urban and rural residents is unified, residents are no longer restricted by rural hukou and urban hukou, but can participate in the unified medical insurance system for urban and rural residents and enjoy a unified reimbursement ratio and medical treatment paid according to a unified standard. Therefore, the population covered by urban residents' medical insurance is the population covered by urban residents' medical insurance and the new rural cooperative medical system. From the elderly to infants, as long as they do not participate in employee medical insurance, they can participate in insurance. When the insured is sick, especially suffering from serious illness, residents' medical insurance can reduce the economic burden to some extent.

Third, summary.

According to the explanation of the above terms, we should have a general understanding of social security, various medical insurance and endowment insurance. Please refer to:

Social security classification summary chart

Social security is the basic guarantee given by the state to everyone in China and belongs to the welfare of everyone in China. Therefore, whether you are a rural hukou or an urban hukou, and whether you have a formal job or not, I suggest you give priority to it. Of course, unless you are rich, you don't care about these ~!

Legal basis:

Article 2 of the Insurance Law of People's Republic of China (PRC) (hereinafter referred to as the Insurance Law) clearly defines insurance: "The insurance mentioned in this Law refers to the commercial insurance behavior in which the applicant pays the insurance premium to the insurer in accordance with the contract, and the insurer bears the liability for compensation for the property losses caused by the possible accidents agreed in the contract, or when the insured dies, suffers from disability, illness or reaches the age and time limit agreed in the contract.