When is the latest time to pay the five risks?

Legal analysis: Generally speaking, there is an age limit for five insurances and one gold, and you need 16 years old to participate. Men are under 60 and women are under 50.

Five insurances and one gold are the expenses that employers must pay according to law, the obligations and responsibilities of employers, and the rights that workers enjoy according to law. Five kinds of social security should be registered and paid by the employer within 30 days from the date of employment, and the payment time of provident fund varies from place to place. If the employee fails to pay five insurances and one gold for a long time after joining the company, it can be solved through legal channels after negotiation fails.

1, joining social security for the first time

Men under 60 years of age, women under 50 years of age and female cadres under 55 years of age can participate in social security. However, it should be noted that China has cancelled the one-time social security payment policy. If the accumulated payment period is less than 15 years, the pension cannot be received. Therefore, if it is the first time to participate in insurance, the age of male participation should not be higher than 45 years old, the age of female participation should not be higher than 35 years old, and the age of female participation should not be higher than 40 years old.

2. It's not the first time to take insurance.

Those who have participated in social security before and accumulated payment years, but the payment period of old-age insurance before retirement is less than 15 years, can continue to pay social security without going through retirement procedures until they reach the standard of receiving a monthly pension. If the payment period is long, it is generally not recommended to continue to pay social security.

Legal basis: Article 16 of the Social Insurance Law of People's Republic of China (PRC). Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.