Is paying social security five insurances and one gold?

Paying social security is not five insurances and one gold.

I. Differences

1, social security is different from five insurances and one gold, but there are differences. Social security does not include housing accumulation fund.

2. Social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund.

3. Different scope: Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security.

In other words, five of the five insurances and one gold are social security. Therefore, social security does not include housing provident fund, and social security is different from housing provident fund.

Second, how to pay social security?

For office workers, it is not necessary to pay social security by themselves, because the company will pay it to employees, and everyone only needs to deduct part of the expenses from their salary every month and pay social security. But if it is paid by individuals, the specific ways are as follows:

First of all, we must make sure that we do not meet the standard suggestions for paying social security. Consult the local customer service before paying the fee, and then pay the fee. After confirming that you can pay the fee, prepare the relevant documents and go to the window to go through the formalities. When filling in the information, you must choose the payment base that suits you, and then choose according to your specific situation. When we fill in all the information, we will submit it to the staff and then pay the fee within the specified time.

3. What is the social security contribution ratio?

1. The contribution rate of medical insurance is 10% for the company and 2% for the individual.

2. The contribution ratio of endowment insurance is 20% for the unit and 8% for the individual.

3. The payment ratio of unemployment insurance is 65438+ 0.5% for the unit and 0.5% for the individual.

4. Maternity insurance and industrial injury insurance are generally borne by enterprises, and employees do not need to pay their own fees. For example, Beijing pays 8% maternity insurance. Our industrial injury insurance depends on the nature of the company. According to different nature, the withholding ratio is different.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.