How to include "three insurances and one gold" paid by individuals in family financial statements?

The steps to incorporate "three insurances and one fund" paid by individuals into family financial statements are as follows:

1. List the "three insurances and one fund" paid by individuals and include them in the household income and expenditure statement.

2. Some family members who start their own businesses or do not participate in the "three insurances and one fund" of the unit need to pay social security and provident fund according to the actual situation. This part of the expenses should also be included in the household income and expenditure table.

3. Some family members enjoy the policy of personal income tax exemption or tax refund when paying "three insurances and one gold", so this part of the amount of exemption or tax refund needs to be included in the calculation of family pre-tax income.

4. When calculating family net assets, the housing accumulation fund of family members can be included in family assets.