Which file is the best for self-funded social security?

Which file is the best for self-funded social security?

This question varies from person to person. If you are an on-the-job employee, you don't have to consider this problem. Individuals who pay social security can only pay endowment insurance and medical insurance. Endowment insurance pays a lot, and the proportion of medical insurance reimbursement has nothing to do with the amount of payment, but only with the proportion of reimbursement in various places. When individuals pay social security, it is reasonable to control the payment fee at about 20% of personal income.

1, social security payment is still reasonable according to personal ability. If the ability is high and the economy allows, it can be distributed according to the highest grade; If the individual's salary is low and his ability is not very strong, it is more appropriate to pay at the lowest level.

2. The monthly payment standard of individual social insurance for the insured is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). The minimum pension payment (40%) consists of pension, basic medical care+mutual aid for serious illness (8.5%+ 1%) and maternity insurance, with a monthly payment of ***548.57 yuan.

The first installment (60%) is 692.37 yuan, the second installment (80%) is 835.97 yuan, and the third installment (100%) is 979.77 yuan.

3. It should be noted that the minimum pension cost is 287.40 yuan, the first, second and third gears are 43 1.20 yuan, 574.80 yuan and 7 18.60 yuan respectively, the basic medical care+serious illness mutual aid line is 242.06 yuan, and the maternity insurance is19.

Can I not pay personal social security?

Of course, some friends will say, I also think that more than 900 a month is quite expensive. Can I not hand it in? According to the truth, it is purely personal will for freelancers to pay social security, and there is no problem if they don't, but personally, everyone should pay social security as much as possible.