What social security did you pay?

Social security is the abbreviation of social insurance. According to relevant regulations, the employer must pay social security for employees in a timely manner after they join the company. So what kinds of social security must enterprises pay for their employees? You must know these things.

First, the basic old-age insurance: it is the most important insurance in social security, which mainly solves the problem of the insured's old-age security. According to the regulations, the endowment insurance is paid by units and individuals in proportion, and the total contribution rate is 24%, of which the unit contribution rate is 16%. According to the total wages of employees, it is included in the overall account and managed by the social security fund. The personal contribution rate is 8%, which is included in the personal account and belongs to personal income.

Second, basic medical insurance: mainly to solve the problem of medical treatment for patients. Like endowment insurance, units and individuals pay in proportion, and the total payment ratio is 8%. The unit payment ratio is 6%, which is included in the medical pooling fund to solve the medical reimbursement problem of the insured person who is sick and hospitalized; The individual pays 2%, all of which is included in the personal account, mainly to solve the medical expenses of the insured person for seeing a doctor in the hospital outpatient department and buying medicine in the pharmacy.

3. Unemployment insurance: It mainly solves the problem of unemployment insurance premium caused by the insured's non-personal reasons, with the unit paying 0.5% and the individual paying 0.5%. If the insured person has paid more than 1 year and is unemployed for reasons other than his own, he can go through the formalities of receiving unemployment insurance benefits, and the minimum payment can reach 12 months.

4. Maternity insurance and industrial injury insurance: paid by the unit, but not by the individual. After the unit pays maternity insurance, when giving birth to children, it can enjoy maternity allowance and reimburse the medical expenses and operation expenses of the children during hospitalization; After paying work-related injury insurance, you can enjoy medical expenses, lost time and disability allowance during the work-related injury period.

Generally speaking, employees must pay medical insurance, endowment insurance, unemployment insurance, maternity insurance and work-related injury insurance after joining the company.