Can I get a refund for my social security card?

Under normal circumstances, social security can only be stopped and cannot be refunded; Only under certain circumstances can the money in the personal social security account be refunded. Those who meet the following five conditions can go through the formalities of refund of endowment insurance and medical insurance. They are:

1. At retirement age, the payment period is less than 15 years.

2. The on-the-job insured person died for some reason.

3. The insured goes abroad to settle down.

4. Death after retirement, personal account balance.

5. Employees who are insured in different places (across provinces) leave their jobs and leave their insured places. Besides, social security can't be refunded.

If you don't continue to pay social security and want to surrender, you need to apply to the Social Security Bureau for surrender first. If the above conditions are met, you can get a refund.

Surrender procedures are as follows:

1, the insured unit has gone through the formalities of stopping insurance for the employee and paid the social security fee owed;

2, fill in the old-age insurance surrender unemployment insurance one-time living allowance declaration form (unit seal);

3. Prepare 1 the original and photocopy of the insured's ID card, and I will go to the last social security bureau to handle it;

I went to the bank to get the surrender money.

Surrender refers to the termination of the insurance contract, the cancellation of the insurance policy, the termination of the agreement between the two parties, and the insurance relationship no longer exists.

Pay attention to the following questions when surrendering:

1, social security surrender should be handled by the insured employees themselves, not on their behalf. Due to objective circumstances, it really needs someone else to collect it. You should go to the notary office where your household registration is located to apply for the certificate of entrustment to receive the relevant social insurance benefits, and provide the contact number of the notary office, the ID card of the agent and a copy, which I will handle in person.

2. Social security surrender can only refund the part paid by individuals. At the same time, only when the insured reaches retirement age, that is, men are 60 years old and women are 55 or 50 years old, the funds in the personal account can be refunded at one time, and the part paid by the unit will not be refunded;

3. Once you surrender your insurance, if you want to re-insure, the number of years you have paid the old-age insurance will be cleared, and it will have an impact on the retirement of the insured if you want to start calculating again. At the same time, the participation time of medical insurance has been interrupted, and the payment period of medical insurance has to be recalculated, and the medical insurance benefits that can be enjoyed will also be affected.

Legal basis:

Social insurance law

Article 64 Social insurance funds include basic old-age insurance funds, basic medical insurance funds, industrial injury insurance funds, unemployment insurance funds and maternity insurance funds. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified national accounting system. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.

Article 14 of the Social Insurance Law, individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Article 16 of the Social Insurance Law: Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have accumulated contributions for fifteen years.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.