Why is the social security base so high?

High is good, although individuals will bear more, but relatively speaking, enterprises will pay more, so enterprises will pay based on 1000.

1. Future pension insurance benefits are closely related to the current payment situation. The more you give now, the more you will get in the future. This is not only in terms of old-age care, but also medical care, work injury and housing provident fund.

2. As far as employees are concerned, social insurance generally refers to five insurances and one gold. The specific five insurances are endowment insurance, medical insurance, unemployment insurance, maternity insurance and industrial injury insurance, and one gold is housing accumulation fund, which is calculated based on personal salary.

3. China's endowment insurance and medical insurance are both unified and separated, that is, the individual pays part, the state or unit pays part according to the corresponding proportion, and the two parts of funds constitute the individual account fund.

4. The proportion paid by the state or unit refers to the proportion paid by individuals, generally one to one. The amount paid by individuals depends on the social security base, so the impact of the base on pensions is decisive.

If the social security base is three times that of now, then the pension will be three times that of now. According to the provisions of the insurance regulations, not all personal income is included in the social security base, and there is a certain calculation range.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.