Can social security still be used when it is broken? How to renew the social security file?

Many people may have paid social security when they worked in the company, and then they may have broken off diplomatic relations for several years after resigning. When they hand it in again, they will want to know if it has been broken before. So, they have paid social security for four years, should they pay it back?

Do you still have to pay social security after breaking off diplomatic relations for four years?

Generally speaking, no.

Four years after the social security is broken off, if it is paid later, it is generally not necessary to pay back the part broken off in the middle, because the endowment insurance and medical insurance in the social security are accumulated years, as long as the corresponding years are paid before retirement.

However, it should be noted that in some cities, such as Beijing, Shanghai and Guangzhou. The welfare of buying a house, buying a car and going to school requires foreign residents to pay social security for a certain period of time. In some cases, when calculating the continuous payment time of social security, the number of payment months is counted as continuous. In this case, you can choose to pay for the dissolution of the relationship.

Can social security still be used when it is broken?

1. Because the old-age insurance is accumulated for a fixed number of years, you can only receive the retirement pension after paying 15 years. Breaking off diplomatic relations halfway will affect the welfare benefits after retirement.

2, medical insurance, interruption of payment for more than 60 days, must be re-insured after half a year, in order to enjoy reimbursement.

3. Unemployment insurance basically has no effect. If it has been paid in full before and meets the requirements, you can still receive unemployment benefits if you stop halfway.

4. Work-related injury insurance and maternity insurance are invalid if they are stopped according to regulations, and can be enjoyed again if they are handed in again.

How to renew the social security file?

Because of resignation, the salary of the new unit was cut off for some time. After finding a new unit, the five insurances will be transferred to the new unit, and the new unit will continue to pay for it.

Individual contributions are paid in full by individuals, that is, in the past, they were paid together with the part paid by enterprises, but this burden is relatively heavy.

Find a company to pay social security. At present, there are many companies paying social security on the Internet. You can contact the intermediary company to pay, and you can pay according to the minimum base. After finding a job, it can be paid by the company.

How long will the social security renewal take effect?

1. If the payment of social security is stopped, it can be used next month after the company continues to pay, that is, next month 1 day after the company continues to pay.

2. If the individual continues to pay, the next month 1 shall be suspended for less than 3 months. If it exceeds 3 months, there will be a waiting period of 6 months before it can be used.

How to keep the social security fund?

1. Generally speaking, if you leave the company after 15 in the current month, it will be paid by the original company, and if you join the new company before 15 next month, it will also be paid by the new company. Therefore, before resigning, we must find out the time when the old company and the new company pay social security, so as to avoid a file break.

2. If it is naked resignation, local urban registered residents can apply to the social security bureau where they are registered to pay endowment insurance and medical insurance at their own expense. Non-local urban household registration residents can find a unit to link with and pay social security through the linked unit.

3. Some people will pay social security from their own pockets through the intermediary agencies that pay social security during work breaks. However, professionals say that there are certain legal risks in paying social security through fictitious labor relations.