How can an individual without a unit purchase employee medical insurance?

The ways for individuals without units to purchase medical insurance are as follows:

1. Flexible employees: If there is no unit or no job for a long time, you can go to the local social security bureau to be flexible employees;

2. Joining: You can find an acquaintance company to join, and all the expenses will be paid by yourself. But now many companies hardly give links in order to avoid risks;

3. Third-party payment: if it is handed over to a third-party payment company, it will not only bear all the expenses, but also pay the service fee;

4. Household registration insurance: you can choose to participate in the new rural cooperative medical system or social insurance for urban residents according to your household registration location.

Personal social security payment process is as follows:

1, social security, pension, medical care,

2. The insurance conditions need to reach urban hukou or rural non-hukou.

3. The handling place is the local community street social security service point, or the labor and social security bureau of the district and county social security bureau;

4. When individuals pay social security, the basic information they need to bring is the household registration book, ID card and photocopy, and two 1 inch photos;

5. Clarify the payment standard: based on the local social wage in the previous year, the proportion of pension payment is 20%, and that of medical care is about 9%. At present, 80% and 100% are still available.

To sum up, bring valid identity documents such as ID card, bank card and household registration book to the local social security bureau for handling; Find the window for flexible employees of the Social Security Bureau to handle social security and fill in the application form; Pay the fee on time after the application is successful.

Legal basis:

Article 64 of People's Republic of China (PRC) Social Insurance Law

Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types. Social insurance funds implement a unified accounting system throughout the country.

The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it.

The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.