How to renew college students' medical insurance when it is discontinued

After the interruption of medical insurance, just continue to pay the fees can be, need to remind that many cities of medical insurance policy, medical insurance interruption of more than three months, to pay half a year of continuous payment can be used again. Medical insurance is best not to interrupt, after the interruption should be handled in a timely manner to make up for the payment, so as not to affect the enjoyment of the benefits.

The specific operation of the university students' medical insurance suspension and resumption is as follows:

Individual participants who have signed the bank withholding agreement need to hold their own social insurance card, original ID card, and the bank withholding agreement in the 15th of each month (including the 15th) (10th in December) to participate in the social security bureau for individual suspension of the payment procedures. If you entrust someone else to do it for you, you need to provide the original ID cards of yourself and the person you entrust, the bank withholding agreement, the social insurance card and the power of attorney signed by yourself. Participants can also log on to the Chengdu Municipal Social Insurance Individual Online Management System, click on "Individual Management User Registration", complete the user registration, use the Chengdu Municipal Social Insurance Individual Online Management System to handle the daily business, and if there are arrears of fees, you need to make up for the arrears of fees and then handle the relevant procedures.

College students' participation in the insurance can cover all colleges and universities, including private colleges and independent colleges, highlighting the characteristics of educational equity.

College students actually have a relatively low rate of illness, and sometimes there are serious illnesses, but also more accidents, students do not have the ability to pay due to their own financial ability, and so on, these problems are public health care does not have a good solution. The use of the purchase of commercial insurance to solve the problem of medical insurance, can to a certain extent to solve the difficulties of college students to seek medical treatment, but also to the school and medical insurance organizers to reduce the pressure.

The reimbursement rate of student medical insurance is as follows: for expenses incurred in outpatient clinics, the reimbursement rate is 35% for medical expenses less than 1,000 yuan; the reimbursement rate for the portion of the expenses exceeding 1,000 yuan but less than 5,000 yuan is 45%; the reimbursement rate for the portion of the expenses exceeding 5,000 yuan but not less than 10,000 yuan is 55%; the reimbursement rate for the portion of the expenses exceeding 10,000 yuan is 65%. Expenses incurred while hospitalized are reimbursed at 55%, 65% and 75% for expenses less than $10,000 according to tertiary, secondary and and as well as medical institutions; similarly, for the portion between $10,000 and $20,000, the rates are 60%, 70% and 80%; and for the portion over $20,000, the reimbursement rates are 65%, 75% and 85%.

Legal basis:

Article 390 of the People's Republic of China*** and National Code During the period of guarantee, if the secured property is destroyed, lost or expropriated, etc., the holder of the secured property right may be compensated on a priority basis in respect of the insurance premiums, indemnities or compensations obtained. If the time limit for the fulfillment of the secured claim has not expired, the insurance, indemnity or compensation may also be withdrawn.