How to pay the most cost-effective rural social security?

Legal analysis: The new rural cooperative medical system (NCMS) was purchased with rural hukou. The payment standard of NCMS is set at 100 yuan per year, for 200 yuan, 300 yuan, 400 yuan and 500 yuan. This is your second question. The insured can choose freely according to his own economic situation. The government subsidizes the insured, and the subsidy standard is 30 yuan per person per year (including the average provincial financial subsidy in 20 yuan and the county financial subsidy 10 yuan). For each level of payment, the county finance will increase the payment subsidy to 5 yuan. The county government pays all the old-age insurance premiums on behalf of those groups who have completely lost their ability to work and have no source of income, at the rate of 100 yuan per year. For severely disabled people in rural low-income households, the county government will pay 100 yuan of old-age insurance premium per person every year on the basis of "minimum living allowance" and "disabled card"; For other groups with payment difficulties identified as rural poor households (including severely disabled people and rural low-income households) in that year, the county people's government shall pay or subsidize the old-age insurance premium according to the standard of 80 yuan per person per year, and individuals shall pay the rest of the old-age insurance premium according to the prescribed payment grade. Whether rural severely disabled people, rural low-income households and other groups with difficulties in paying fees are eligible to pay or subsidize endowment insurance premiums shall be examined and determined by the county labor and social security bureau in conjunction with the county disabled persons' Federation and the county civil affairs bureau. Set of severe disabilities, subsistence allowances, poor and other multi-identity payment objects, payment subsidies are subsidized according to the highest subsidy standard that the insured can enjoy. Those who have reached the age of 60 and do not enjoy the basic old-age insurance for urban workers, and those with household registration in rural areas, can receive 55 yuan pension on a monthly basis without paying insurance premiums, but all their children must be insured.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.