What is the difference between social security medical insurance and rural medical insurance?

1. Basic medical insurance for urban workers: If you have a job, the regular unit will register with the social security department, which belongs to employee medical insurance. Generally speaking, companies pay 8% and individuals pay 2%. On-the-job, freelance or unemployed people can also pay employee health insurance, but the expenses need to be borne by individuals.

2. The new rural cooperative medical system: those who have no job and are registered in rural areas can participate in the new rural cooperative medical system normally. This kind of insurance, under normal circumstances, individuals only need to pay tens of dollars a year, and financial subsidies at all levels are several hundred dollars a year.

3. Basic medical insurance for urban residents: If you have no job and your household registration is in a town, you can participate in the medical insurance for urban residents, which is called the basic medical insurance for urban residents. Similar to the new rural cooperative medical system, this kind of insurance individual pays tens of dollars every year, and financial departments at all levels will subsidize hundreds of dollars.

4. Medical insurance for retired cadres: This kind of insurance is quite special. It is medical insurance for retirees and revolutionary disabled people, and it is basically reimbursed in full. There is medical insurance in rural areas. Rural social security, that is, rural social insurance, including rural old-age insurance and rural medical insurance, is guided by government organizations and adopts an institutional model combining social pooling with individual accounts. The rural social security policy is an endowment insurance policy that combines individual contributions, collective subsidies and government subsidies to ensure the basic livelihood of farmers when they are old.

Legal basis:

According to Article 24 of People's Republic of China (PRC) Social Insurance Law, the state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Derivative problem:

How many days does it take to claim traffic accident insurance?

The compensation time of the traffic accident insurance company is about 15 days after the insured applies for compensation from the insurance company. If the insured motor vehicle has a road traffic accident, the insured shall apply to the insurance company for compensation. The insurance company shall, within 1 day from the date of receiving the application for compensation, inform the insured in writing of the certificates and materials related to compensation that need to be provided to the insurance company. The insurance company shall, within 5 days from the date of receiving the certificates and materials provided by the insured, verify whether it belongs to the insurance liability and notify the insured of the results; If it does not belong to the insurance liability, it shall explain the reasons in writing; For the insured, the insurance premium shall be compensated within 10 days after reaching an agreement with the insured.