The Influence of Social Security Deferred by Units on Employees

The document clearly stipulates that five shall not affect:

1. During the deferred payment of unemployment insurance premium, it will not affect the enterprise's policy of reducing unemployment insurance premium rate in stages and stabilizing post return;

2. Subsidy policies that do not affect the skills upgrading of the insured employees;

3 does not affect the insured unemployed people to enjoy unemployment insurance and unemployment relief and other related benefits.

4. During the holdover period of work-related injury insurance premium, it will not affect the enterprise to enjoy the policy of reducing the rate of work-related injury insurance in stages and the treatment of work-related injury insurance for employees.

5. During the holdover period of endowment insurance premium, if an employee applies for endowment insurance benefits, the enterprise will pay the endowment insurance premium for him, and it will not affect the endowment insurance benefits of employees.

1. Which enterprises can apply for social security holdover?

The policy of deferred payment of social insurance premiums in poor industries has special orientation and can be applied to related industries.

According to the holdover policy, catering, retail, tourism, civil aviation, highway, waterway and railway transportation enterprises can apply for holdover of the basic old-age insurance premium, unemployment insurance premium and work-related injury insurance premium for their employees.

The social insurance registration department shall, according to the industry type declared by the enterprise at the time of insurance registration, examine whether the enterprise applies the holdover policy.

If the existing data can't meet the needs of dividing industry types, the notification commitment system can be implemented, and the enterprise will issue a written commitment of its industry type and bear corresponding legal responsibilities.

2. Do individual industrial and commercial households apply the social security holdover policy?

The Notice on Implementing the Policy of Deferred Payment of Social Insurance Fees for Enterprises in Poor Industries by Stages clarifies that individual industrial and commercial households and other units with employees who participate in social insurance in the form of units shall defer payment with reference to enterprise measures.

Otherwise, individual industrial and commercial households should go through the social insurance registration formalities in the relevant departments before they can enjoy the relevant holdover policy.

3. Can an individual employee apply for deferred payment?

Social insurance premium includes two parts: unit payment and individual payment. According to the holdover policy, the three holdover units of social security fees are applicable to catering, retail, tourism, civil aviation and highway, waterway and railway transportation enterprises.

legal ground

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.