Is Social Security necessary? What are the benefits of buying social security?

Is it necessary to buy social security? What are the benefits of buying social security? Here with me to see.

Social security is very necessary to buy, and we work in the enterprise is mandatory to buy, no matter the unit or individual have no right not to buy social security.

First, social security is very important, social security of the five insurance are closely related to us, to ensure that our interests of the basic insurance, if there is no social security, our interests will be very difficult to get protection, in the advent of risk, there is no resistance to risk, there will be a great deal of economic loss.

Secondly, social security is very cheap, social security costs are paid by the enterprise each month by the employee's salary, pay the minimum base, personal contributions are not a lot of more contributions are made by the enterprise to spend, for us is to very little money can buy a very good guarantee.

What is the role of social security

Social security includes five insurance, five insurance has its own use.

First, the pension insurance, pay enough pension insurance, after retirement can receive a monthly pension, to ensure that our old age life.

The second medical insurance, medical insurance need to pay continuously to enjoy medical insurance treatment, because of disease or accident hospitalization costs can be reimbursed.

Third, unemployment insurance, involuntary unemployment, you can almost every month in accordance with the local minimum wage level, receive unemployment insurance benefits.

The fourth work injury insurance, in the work on the road or because of work-related injuries, you can be reimbursed for medical expenses, and work injury identification, receive benefits to ensure employment.

Fifth, the maternity insurance, the reimbursement of the expenses incurred by the woman to give birth to a child, to claim maternity benefits.

How much does social security cost

First, by the enterprise to pay the basic employee social security, the payment of fees according to the employee's salary corresponding to the payment base to pay, in general, the lowest payment base, the individual only need to pay a small few hundred dollars, according to the situation of each place will be different, the first-tier cities will be a little higher to pay the base.

Second, the individual for flexible employment social security payments, flexible employment can only pay health insurance and pension insurance, according to their own budget to choose the appropriate base, generally speaking, the minimum is in the big hundreds of dollars or so, the highest is more than a thousand dollars.