Job Recruitment Website - Social security inquiry - Is there any money left after the social security card is suspended for two years?
Is there any money left after the social security card is suspended for two years?
Let's analyze the situation in a case. As far as endowment insurance is concerned, as long as the accumulated payment reaches 15, you can apply for a monthly pension after reaching retirement age. Therefore, the social security is interrupted, and the previous pension insurance payment period is still counted, which can be accumulated and will not be invalidated.
But the interruption of social security will have a certain impact on how much pension you receive. Because there is no payment during the interruption period, for some people, it also affects the calculation of continuous length of service, so the longer the social security interruption time, the greater the impact on pension calculation.
As for medical insurance, you can't enjoy medical insurance benefits in those years when social security is interrupted, because medical insurance is a pay-as-you-go system, so you can enjoy treatment when you join the insurance, but you can't enjoy it when you stop paying.
More importantly, the payment of social security has stopped for several years. If it is more than three months, your continuous payment period of medical insurance will be recalculated, and the proportion of reimbursement for serious illness and the maximum payment amount of medical insurance will be affected.
But don't worry, the social security payment has been stopped for several years, but the balance of the social security account still exists and can be used, and will not be confiscated.
Moreover, social security payment will be interrupted for several years, and the previous medical insurance payment period will not be zero, because medical insurance also has a cumulative payment period. Generally, men have to pay 25 years and women have to pay 20 years, so that they can enjoy medical treatment without paying fees after retirement.
In short, it is better not to pay social security.
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