Payment standard of medical insurance for employees in Dalian

1. What is the payment standard of employee's personal medical insurance?

Personal payment of medical insurance should be divided into the following situations:

1, enterprises buy basic medical insurance for employees, and individuals pay 2%;

2. Individuals pay social insurance as freelancers. In accordance with the provisions of the payment base, according to a certain proportion of payment, local regulations are different, subject to local actual regulations.

Article 29 of the Social Insurance Law: The part of the medical expenses of the insured that should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical trading units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Second, the proportion of social security companies and individuals.

(1) endowment insurance

1, the average monthly salary of employees in the year above the individual contribution is the base (the minimum number is 60% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 5438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of individual pension account from 1 1% of my salary to 8%. In the previous policy, 3% of individual contributions and unit contributions were all included in individual pension accounts, and 19% of unit contributions were transferred to social pooling, while in the new policy, 3% of unit contributions were transferred.

The proportion of supplementary medical insurance units and individuals is not exactly the same in each region.

(2) Medical insurance

Taking Beijing as an example, the proportion of medical insurance payment: unit 10%, individual 2%+3 yuan;

unemployment insurance

Unit 1%, individual 0.2%;

employment injury insurance

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%;

maternity insurance

Payment ratio: 0.8% of the unit, and individuals do not pay.

Public accumulation fund

Provident fund deposit ratio: according to the actual situation of the enterprise, choose the housing provident fund deposit ratio. However, in principle, the maximum wage shall not exceed 10% of the average wage of employees in Beijing. Since the second half of 2009, Beijing has uniformly stipulated that all employers should pay the housing provident fund at 12% of their wages. Units and individuals are 65438+ 02% of salary.

Legal objectivity:

"Regulations on the basic medical insurance for urban workers" Article 7 The basic medical insurance premium shall be paid jointly by the employer and the employees. Among them, the employer pays 5%-7% of the total monthly salary of its employees, and the rate of employees paying basic medical insurance premium is not less than 2% of their total monthly salary. Article 23 of the Social Insurance Law, employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.