Is there a difference between the 29 and 30 year grades of social security

The same person contributes 29 years and contributes 30 years compared to the monthly pension after retirement, there is a certain gap but the gap will not be very large. Pension gap in addition to the gap in the number of years of contributions, but also the contribution base, personal account balances, pension accrual base resulting in the gap. The same person contributes 29 years or 30 years, if the retirement age will not change, resulting in a smaller gap.

Personal payment of social security process:

1, personal application. The applicant with ID card, hukou and its copy, community issued proof of residence, two recent one-inch crownless color photos (non-city household registration should also provide the city's certificate of residence and a copy), fill out the "Xi'an City, personal status personnel to participate in the basic pension insurance for enterprise employees registration form", to the location of its domicile or place of residence in the district, county public **** employment agencies and talent exchange center to apply for insurance;

2, the public **** employment agencies and talent exchange center;

2, the public **** employment agencies and talent exchange center;

2, the social security process. p>

2, public **** employment agency acceptance. If the audit meets the requirements for flexible employment, the public **** employment agencies or talent exchange centers will set up an insurance file for the applicant;

3. The agency will handle the registration of the applicant. After the establishment of the file, the public *** job placement agencies or talent exchange centers to the pension insurance agency to apply for the insurance procedures, the agency should be timely for the applicant to apply for registration and the establishment of personal accounts procedures. The applicant pays the required pension insurance premiums, which are paid by the public *** job placement agencies or talent exchange centers on behalf of the applicant.

In summary, according to the results of the calculation of the above example, the same person contributes 29 years and contributes 30 years, in the retirement age and in the same year for retirement, if in accordance with the 60% contribution, the difference between the monthly pension of 76.72 yuan; in accordance with the 100% contribution, the difference between the monthly pension of 104.47 yuan. If you add the interest rate of the funds generated by the personal account, the pension gap is a little bigger, but in general, the difference in the number of years of contributions is one year, the pension gap is about 100 yuan.

Legal basis:

Article 15 of the Social Insurance Law of the People's Republic of China

The basic pension consists of the integrated pension and the individual account pension. The basic pension is determined on the basis of the individual's accumulated years of contribution, the contribution wage, the average wage of local workers, the amount of the individual account, and the average life expectancy of the urban population.