Is this information contained in the old-age insurance system the core content of our understanding of social security knowledge?

The goal of comprehensive coverage of social endowment insurance varies from time to time, and it is carried out in the way determined by the State Council. The State Council made several decisions on the company's pension insurance rules and regulations. The first document, Guofa (1991) No.33, which was decided to be implemented in June, means that the basic old-age insurance system for enterprise employees in China has been formally implemented. The second scheme is the Decision of the State Council on Establishing a Unified Basic Old-age Insurance System for Enterprise Employees, which was gradually implemented in July. 1997. It means that the rules and regulations of basic old-age insurance for enterprise employees in China have been unified nationwide, and the rules and regulations of enterprise old-age insurance with overall account and individual account as the core have been basically established, and different types of enterprise employees, individual industrial and commercial households and flexible employees have also been included in the coverage of basic old-age insurance for enterprise employees.

The establishment of the basic endowment insurance system for urban and rural residents means the integration of urban and rural endowment insurance rules and regulations. If the basic old-age insurance system for enterprise employees usually covers urban employees, then urban residents are the largest population in China. How to bring these workers into the coverage of social endowment insurance is also the most important social problem in the reform and innovation of endowment insurance system in the new stage. From 2065438 to February 2004, the State Council issued the Opinions on Establishing a Unified Basic Old-age Insurance System for Urban and Rural Residents, which clearly stated that by the end of the Twelfth Five-Year Plan, rural social security and urban residents' insurance rules and regulations would be fully implemented throughout the country, and they would be linked with the basic old-age insurance policies for employees. By 2020, fair, just, unified and standardized rules and regulations for residents' endowment insurance will be established in an all-round way.

The company's endowment insurance policy is a definite form, while the resident endowment insurance is a suggested form, and the types of official documents have changed. This is because there are great differences between them. Suggestions include macro guidance and guidance, and also have the function of self-protection. If the company pension insurance is compulsory, then the resident pension insurance is subjective and voluntary. It is also the normal state of the integration of urban and rural old-age insurance rules and regulations in China to merge rural old-age insurance policies and urban and rural old-age insurance policies into resident old-age insurance.

The construction of endowment insurance policy for staff in administrative organs and institutions means the end of dual-track retirement system. 20 15, 15 10, the State Council issued document No.2 issued by the state Council (2015), namely "the State Council's decision on the reform of the endowment insurance system for staff of government agencies and institutions", which should be published in the form of document No.2 of the State Council. The document 1, as we all know, is about the issues concerning agriculture, countryside and farmers. Document No.2 issued the Decision on Pension Insurance Reform for Staff of Administrative Organs and Institutions. Although it was issued in June 201May, the implementation time was established as June 20 14+1 year.

It can be seen that the reform of endowment insurance for staff in administrative organs and institutions is not only crucial, but also imminent. The instrument also uses certain methods to determine that it contains mandatory provisions. In other words, the payment of staff and endowment insurance in administrative institutions is also mandatory, not voluntary. With the construction of endowment insurance policy in administrative institutions, it means that every urban and rural resident needs to pay endowment insurance before he can retire. It is also a sign that the dual-track retirement system in China is buying from the single-track retirement system, and it is the end of the dual-track retirement system.

The construction of the three old-age insurance policies has brought a mechanism to ensure the comprehensive coverage of social old-age insurance in China. As the basis of the reform of enterprise employees' retirement system, it provided reasonable accumulated experience for the establishment of other pension insurance policies, explored an important road for the basic construction of social security system with local characteristics in China, and brought perfect work experience for the later pension insurance policy reform of staff in administrative organs and institutions. From the data, the company's pension insurance and the social pension insurance for employees of administrative organs and institutions are completely consistent in terms of payment ratio, bookkeeping methods of overall accounts and personal accounts, and calculation forms of pension insurance. Although the endowment insurance equity investment fund and the endowment insurance of government agencies and institutions are independent legal persons, both in form and content can be collectively referred to as the endowment insurance for urban and rural residents, covering all urban and rural residents.

When urban and rural residents work in different units or change their posts and units, different types of endowment insurance policies can be moved at will, and the payment period can be calculated cumulatively; The introduction of the basic old-age insurance system for urban and rural residents is another manifestation of the multi-dimensional social old-age insurance. Multi-faceted, that is, in addition to urban workers, other urban residents have more decision-making power, not only can choose to pay old-age insurance, but also can choose to pay old-age insurance. The three old-age insurance policies can be migrated and docked to meet the requirements of different social security recipients.

Generally speaking, after more than 20 years of development, China's old-age insurance policy has basically established a social security system with local characteristics in China, from the exploration and demonstration site development in the early 1990s to the establishment of the old-age insurance system for residents in 20 14, and then to the reform of the old-age insurance policy for staff in administrative organs and institutions. It means that China's social security system with wide coverage, multi-level, basic and sustainable development has been fully established.