How do individuals handle employee medical insurance?

Legal analysis: individuals cannot apply for employee medical insurance. Employee medical insurance is a social medical insurance that protects the basic medical rights of employees according to law. The object of payment is the workers who have labor relations with the employer, so individuals cannot apply for employee medical insurance.

At present, individuals can only participate in flexible employment medical insurance as flexible employees. Flexible employees usually refer to individual industrial and commercial households with urban household registration within the administrative area of this Municipality, part-time employees who have not participated in employee medical insurance in the employing unit, and other flexible employees.

If you want to apply for flexible employment medical insurance, you can bring your ID card to the local medical insurance department to consult the participation and payment ratio of flexible employees.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Twenty-third employees should participate in the basic medical insurance for employees, and the employer and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.