15 how much pension does flexible employment social security pay?

The social security paid by flexible employees also belongs to the category of our employee pension insurance, so we all know that there can be a payment index between 60% and 300% in the annual payment process of employee pension insurance. Of course, the higher your contribution index, the more pension you will enjoy in the future.

1. basic pension = basic pension+personal account pension, in which: basic pension = [average monthly salary of employees in the whole province in the previous year after retirement+(indexation is regarded as payment base x average monthly salary) ]÷2x payment period x1%; Personal account pension = personal account storage amount ÷ months. From the calculation formula, we can know that there are six factors that affect the pension level: 1, the social salary of the place where you retired last year; 2. Term of payment; 3. Payment of wages; 4. payment base; 5. Personal account storage; 6. Retirement age.

2. Suppose that when Li, a flexible employee, retires, the average social wage in the previous year is 6,000 yuan, the contribution wage is 4,800 yuan, the payment period is 15 years, the contribution base is 60%, the personal account deposit is 50,000 yuan, the retirement age is 60 years old, and the basic pension is = [6,000+(0.6x4800) ÷ 2x6550. Personal account pension = 50000139 = 359.7 yuan; Basic pension =666+359.7= 1025.7 yuan.

China's old-age insurance follows the principle of "pay more, pay more for a long time". The insurance fee for flexible employees can be selected between 60% and 300% of the payment grade. If the personal salary is lower than the average social salary, you can pay the participation fee according to 60% of the minimum payment base. For example, an individual's salary is 6,000 yuan, which is lower than 60% of the average monthly salary of the local society. Then the minimum payment base for 60% is 3,600 yuan, and the pension insurance contribution ratio for flexible employees is 20%, that is, 720 yuan. In other words, the monthly endowment insurance premium for flexible employees is 720 yuan.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 1 This Law is formulated in accordance with the Constitution for the purpose of adjusting the social insurance relationship, safeguarding citizens' legitimate rights and interests in participating in social insurance and enjoying social insurance benefits, enabling citizens to enjoy the fruits of development and promoting social harmony and stability.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan. The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance. The state supports social insurance through preferential tax policies.

Article 6 The State exercises strict supervision over social insurance funds.