Go to the bank or social security bureau to apply for a social security card.

Social security cards can be handled at the social security bureau or the bank, but it is more convenient to go to the bank because there are more bank outlets. The cooperative banks in each city are different. Before you apply for a social security card, you can call the social security bureau to consult the nearest bank cooperation outlet, and then you can apply for a social security card directly with your ID card and photo.

Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded.

The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

Precautions:

In the pharmacy 100% will bear it by itself, and hospitalization can only enjoy the reimbursement ratio (which must be within the scope of medical insurance).

If the hospitalization is within the scope of medical insurance, the scope of reimbursement is between 55% and 65% according to the actual amount of expenses incurred, such as 10000 yuan.

Use process

Using medical insurance card in designated hospitals

(1) When seeing a doctor in a designated hospital, show the medical insurance card to prove the identity and registration of the insured. Individuals do not need to pay first and then reimburse, and medical insurance and hospitals can directly settle the part of medical insurance reimbursement. Only when the account is settled, the self-funded part will be paid by the balance of the medical insurance card or cash.

(2) There is a deductible for hospitalization reimbursement (the deductible standard is generally 10% of the average annual salary of employees in the whole city last year), which means that the money outside the deductible needs to be paid by itself, and the reimbursement ratio varies from place to place, and different hospitals and different projects are different, about 80%. You can go to the local labor and social security online for details.

Hospitalization expenses are settled by post-paid service items.

Legal basis:

Notice on Issuing the Measures of the People's Republic of China for the Administration of Social Security Cards

Article 15 Human resources and social security departments at all levels shall guarantee cardholders' right to inquire about and handle human resources and social security business, adopt technical means and management measures to protect cardholders' personal privacy, use relevant information of social security cards according to law, and ensure the safe use of social security cards.

Sixteenth provincial, municipal human resources and social security departments that are allowed to issue social security cards shall formulate clear rules for the application and management of social security cards, and announce them to the public through express service places and publicity on government websites. The social security card application management program shall include the following contents:

(a) the function and purpose of the social security card;

(two) the issuance, application conditions and application procedures of social security cards;

(three) the scope of use of social security cards (including use restrictions), the use period and the use method;

(four) the procedures for reporting the loss and reissue the social security card after it is damaged or lost;

(five) the rights and obligations of the card issuer, the cardholder and other relevant parties.