How to establish and improve the social security system in the help of homework

Social security is a very important social issue, and it is also a hot issue that the whole society has been paying attention to. It is directly related to the vital interests of hundreds of millions of people, the stability and development of people's livelihood and society, and it is also an important content of comprehensively implementing Scientific Outlook on Development and building a harmonious socialist society. Over the past 30 years of reform and opening up, China has carried out a series of reforms in the social security system and achieved great results, gradually establishing a market economy system. The basic framework of the social security system in which the central and local governments are responsible at different levels has played a positive role in ensuring the overall situation of reform, development and stability in China. However, at present, China's social security system is still facing many problems, which puts forward a new topic for China to further establish and improve the social security system and build a harmonious socialist society.

First, the basic concept and role of social security

The so-called social security means that members of society get the security fund provided by the state or society when they temporarily or permanently lose their ability to work, lose their job opportunities or their income can't maintain the necessary living standard. To improve and perfect the social security system is to realize social stability and people's living and working in peace and contentment on the basis of social insurance, social assistance and social welfare, focusing on basic pension, basic medical care and minimum living security system, supplemented by charity and commercial insurance.

First, the role of the "safety net" is to ensure that people's basic income and basic medical care will not be affected in the case of old age, unemployment and work injury. In addition, it also ensures that non-income and low-income groups have a source of life to meet the most basic survival needs.

The second is the role of "balancer". Social security system has the function of income redistribution, on the one hand, it can eliminate the inequality of employment opportunities of social groups; On the other hand, it can also narrow the gap between the rich and the poor among members of society.

Third, the role of "booster". The perfect social security system guarantees the vital interests of the labor group, thus stimulating the enthusiasm of the labor group to a certain extent, promoting economic development, balancing the total supply and demand of society and preventing the fluctuation of economic development.

Second, the current problems facing China's social security system

1. The coverage is narrow. Although China has established a social security system, its coverage is very narrow, especially the old-age insurance. At present, only some urban workers have social security, and rural residents have no coverage, which is incompatible with China's economic development and the urgent need of 800 million farmers for old-age care.

2. Legislation is lagging behind. The socialist market economy should be legalized, and the social security system adapted to the socialist market economy must be legalized. However, China has not yet promulgated a comprehensive social security law, and the collection and operation of social security fees are extremely irregular. Lagging national social security legislation will inevitably have an impact on the coverage and degree of social security.

3. Insufficient investment in social security, and the level of security is obviously lower than the actual needs; The social security system varies greatly from place to place, so it is difficult to establish a unified social security system.

Third, countermeasures and suggestions to improve the social security system

1. Further increase financial input. Increase the financial investment in social security, adjust the expenditure structure, establish a standardized social security budget system, further increase the proportion of social security expenditure, expand the coverage of social security, and truly realize "all insurance should be guaranteed"; Explore new system construction and add new security projects for different groups, such as establishing a social security system and a rural endowment insurance system that meet the characteristics of migrant workers. At the same time, constantly improve the level of social security management services to adapt to the new tasks of social security services.

2. Strengthen the collection and supervision of social security funds. Through various means, let social citizens recognize social security, actively guide the insured to pay social insurance premiums, encourage social donations, and expand the channels for raising social security funds. At the same time, actively explore ways and means of fund supervision, increase the supervision system of insurance funds, and truly protect the "life-saving money" of ordinary people.

3. Accelerate the implementation of the rural old-age insurance system and reduce the burden of old-age care for residents. At present, the time is ripe for the construction of the basic old-age security system in a considerable number of developed rural areas. It is necessary to solve the problem of rural old-age security as an important breakthrough to break the dual structure of urban and rural areas and realize urban-rural integration.

4. Give full play to the supplementary role of commercial insurance. With the development of economy and the improvement of living standards, when the level of social insurance can no longer meet people's security needs, commercial insurance provides a full supplement for social insurance. Commercial insurance is an economic behavior, and its insurance level can meet the needs of more people, which is conducive to improving the overall level of social security. Therefore, we should vigorously develop commercial insurance to provide maximum protection for members of society.

5. Accelerate the improvement of the legal system of social security system. On the basis of fully studying the labor law, we should formulate relevant laws and regulations such as unemployment security law, poverty alleviation law, social welfare law and endowment insurance law as soon as possible, and raise the social security system to the level where there are laws to follow and those who violate the law are prosecuted.

It is certain that with the deepening of social security system reform and the gradual expansion of coverage, more and more people will benefit from it, thus playing an important role in improving people's livelihood, expanding domestic demand, promoting economic growth and building a harmonious socialist society.