How to get the old-age insurance for the elderly

You need to know your social security payment, prepare relevant supporting materials, choose the appropriate collection method, submit an application to the local social security agency, and start to receive old-age insurance after approval.

First, understand the personal social security payment.

First of all, the elderly need to know their social security payment, including the payment period and payment amount. This information can be obtained by inquiring about social security personal accounts or consulting local social security institutions.

Second, prepare to receive materials.

When the elderly are preparing to receive endowment insurance, they need to prepare relevant supporting materials, such as ID cards, household registration books and social security cards. These materials are necessary to receive old-age insurance, and the authenticity and integrity of the materials must be guaranteed.

Third, choose the collection method.

There are many ways for the elderly to receive old-age insurance, including monthly payment and one-time payment. The elderly can choose the appropriate way to collect according to their actual situation and needs. Generally speaking, monthly payment can ensure a stable source of income for the elderly, while one-time payment is suitable for the elderly with specific needs or emergencies.

Fourth, apply for old-age insurance

After the elderly prepare relevant materials and determine the collection method, they can apply to the local social security agency. In the application process, the elderly need to fill in the relevant application forms and submit the required supporting materials. The social security agency will examine the application, and after the examination and approval, it will start to distribute the old-age insurance.

Five, receive pension insurance.

Once the application is approved, the elderly can start to receive old-age insurance. The payment method can be cash payment, bank transfer, etc. Look at the local social security policy and the choice of the elderly. In the process of collection, the elderly need to pay attention to check the amount and time of collection to ensure that their rights and interests are protected.

To sum up:

To receive old-age insurance for the elderly, you need to know your own social security payment, prepare relevant supporting materials, choose the appropriate collection method, apply to the local social security agency, and start receiving old-age insurance after approval. In the whole process, the elderly need to abide by relevant laws, regulations and procedural requirements to ensure that their rights and interests are protected by law.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age insurance monthly if they have paid at the statutory retirement age for fifteen years. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.

People's Republic of China (PRC) social insurance law

Article 17 stipulates:

If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.