What is covered by Medicare in Social Security

Recently there are many people are interested in social security in the medical insurance what is included, but in fact, most people do not know much about social security in the medical insurance what is included, I have organized the relevant information, I hope to bring you help. First, what is the content of medical insurance in social security 1, general medical insurance This is the most extensive type of medical insurance responsibility, can protect the insured person due to disease and accidental injury expenditure of outpatient medical fees and hospitalization medical fees. It is usually underwritten by a group or as an additional liability of individual long-term life insurance. Accidental Injury Medical Insurance Accidental Injury Medical Insurance is mainly responsible for the insured's medical expenses due to accidental injury. It is one of the types of medical insurance. Accidental injury medical insurance is generally used as an additional responsibility of accidental injury insurance (basic insurance), individuals and groups can participate in the insurance, without the need to check the insured person's health. Hospitalization medical insurance The coverage of hospitalization medical insurance is the medical expenses incurred when the insured person is hospitalized due to illness or accidental injury, and is not responsible for the insured person's outpatient medical expenses, which can be insured by a group or by an individual. The hospitalization medical insurance can be either in the form of compensation payment or in the form of fixed payment. The State establishes social insurance systems such as basic old-age insurance, basic medical insurance, work injury insurance, unemployment insurance, and maternity insurance to protect citizens' rights to material assistance from the State and society in old age, sickness, work injury, unemployment, and maternity, in accordance with the law. Individuals who have participated in basic old-age pension insurance and who have made contributions for a total of 15 years by the time they reach the legal retirement age receive a monthly basic pension. (2) Individuals who participate in basic medical insurance for employees, and whose accumulated contributions have reached the number of years stipulated by the State when they reach the legal retirement age, will no longer have to pay basic medical insurance premiums after their retirement, and will enjoy basic medical insurance benefits in accordance with the State's regulations; those who have not reached the number of years stipulated by the State may contribute until the number of years stipulated by the State. 3. If an employee is injured in an accident or suffers from an occupational disease due to work-related reasons and is recognized as having suffered a work-related injury, he or she shall be entitled to work-related injury insurance treatment; if he or she loses his or her ability to work as determined by the Labor Capacity Determination, he or she shall be entitled to disability treatment. 4. Unemployed persons who meet the conditions shall receive unemployment insurance benefits from the Unemployment Insurance Fund. 5. If an employer has paid maternity insurance premiums, its employees are entitled to maternity insurance treatment; the employee's unemployed spouse is entitled to maternity medical expenses treatment in accordance with state regulations. The necessary funds are paid from the Maternity Insurance Fund. Maternity insurance benefits include maternity medical expenses and maternity allowance. 6, housing provident fund is a housing provident fund that can be withdrawn from an employee's account only when the employee retires, dies, loses the ability to work completely and terminates the labor relationship with the unit, or when his or her household has moved out of the original city of residence. The above is a detailed description of what is included in the medical insurance of social security according to the current relevant laws and regulations of China. If you have any questions about the above content, you can consult the relevant websites or departments! I hope my answer is helpful to you! If you still have any questions, welcome to legal counseling, I wish you a happy life!

Social Insurance Law, Article 2 of the State to establish a basic pension insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance and other social insurance system, to protect the citizens in old age, disease, industrial injury, unemployment, childbirth and other situations in accordance with the law, the right to obtain material help from the state and society.