What are the five risks included in the third file of Shenzhen social security?

The third file of Shenzhen social security contains five risks: pension, unemployment, medical care, maternity and work-related injury insurance.

The first, second and third files of Shenzhen's basic medical insurance are set according to medical insurance payment and corresponding treatment, which correspond to the original comprehensive medical insurance, hospitalization medical insurance and migrant workers' medical insurance respectively.

"Five insurances" refers to five kinds of insurance, including endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Among them, endowment insurance, medical insurance and unemployment insurance are premiums paid by enterprises and individuals, while industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not need to pay fees. It should be noted that the "five risks" are legal.

Extended data:

The proportions of the five risks are as follows:

As far as the "five risks" are concerned, the proportion of units and individuals is generally:

1, 20% for the endowment insurance unit and 8% for the individual;

2, medical insurance units bear 6%, individuals bear 2%;

3, the unemployment insurance unit to bear 2%, 0% individuals;

4, maternity insurance 1% shall be borne by the unit;

5.0.8% of work-related injury insurance is also borne by the unit.

In terms of content, social insurance refers to a security system that takes workers as the protection object, takes special events such as old age, illness, disability, unemployment and death as the protection content, and is characterized by government coercion.

Baidu Encyclopedia-Five Risks