How much can rural medical insurance reimburse children?

The reimbursement standards for children born in rural medical insurance are as follows:

1, reimbursement ratio of new rural cooperative medical system for cesarean section:

(1) Hospitalization in county ethnic hospital: 40% maternity insurance, 60% new rural cooperative medical system.

(2) Hospitalization in hospitals above the county level: 60% for maternity insurance and 40% for the new rural cooperative medical system.

2. Proportion of reimbursement for natural childbirth of the new rural cooperative medical system: if the hospitalization expenses of the designated medical institutions at the township level are less than 2,000 yuan, 20% of the expenses will be reimbursed; The required expenses are more than 2000 yuan (not capped), and the expenses are reimbursed by 45%.

Conditions for employee medical insurance:

1. Insured object: Employee medical insurance is applicable to those who work in the employing unit, including enterprises, institutions, organs, social organizations, private non-enterprise units, individual industrial and commercial households, etc.

2. Payment standard: The payment standard of employee medical insurance is stipulated by the state and local governments, and is generally paid according to a certain proportion of wage income. There may be differences in payment standards in different regions and different units;

3. Location: Employees' medical insurance usually needs to be handled at the local social security bureau or medical insurance management agency, so they need to have a stable job and residence in the local area;

4. Legal identity: To participate in employee medical insurance, you need to have legal identity, including valid identity documents such as ID card and household registration book;

5. Age limit: The age of employees participating in medical insurance is generally between 16 and 60 years old, and the regulations in different regions and units may be different.

To sum up, different rural cooperative medical policies will lead to different reimbursement rates. It is recommended to consult the local medical insurance department or rural cooperative medical institutions.

Legal basis:

Article 23 of People's Republic of China (PRC) Social Insurance Law

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.