What does the balance of employee medical insurance shown in urban and rural medical insurance mean?

The balance of employee medical insurance personal account refers to the amount of storage in urban employee medical insurance personal account. There are two accounts for medical insurance, one is a co-ordination account and the other is a personal account. The balance of personal account can be used to pay for minor illness, outpatient expenses, medicine purchase, etc. The overall account is mainly for reimbursement of medical expenses.

What does the balance of social security medical account mean?

1, the balance of medical insurance personal account refers to the amount stored in the employee's medical insurance personal account, and the individual who participates in the resident's medical insurance has no personal account.

2. The balance of personal medical insurance account refers to the funds and interest available for people to treat minor illnesses in medical insurance account. The balance of personal account of medical insurance refers to the amount of storage in the personal account of employee medical insurance, and individuals who participate in residents' medical insurance do not have personal accounts.

3. The balance of medical insurance account is the money in the personal account owned by the cardholder, which can be used for drug purchase, hospitalization and fee payment, and can also be withdrawn according to policies in some places, such as Beijing. Because there is no national co-ordination of medical insurance policies, there will be differences in local policies, and you need to consult the local social security bureau for details.

4. The balance of medical insurance personal account refers to the funds that can be provided for users to buy medicines in pharmacies and pay treatment expenses in hospitals in medical insurance accounts.

5. Personal medical insurance account is a medical insurance account established by every employee who pays social insurance. The amount stored in the account is personal, which can be used for the personal commitment other than medical insurance payment. The account balance is 0, which means that after using the money in the account, you need to pay the expenses other than medical insurance at your own expense.

To sum up: the balance of employee medical insurance personal account refers to the amount of storage in urban employee medical insurance personal account. According to relevant public information, the balance of employee medical insurance personal account means that under the employee medical insurance system, each insured employee has a corresponding personal account, and the payment part is included in the personal account for reimbursement of medical expenses.

Legal basis:

Measures of Zhengzhou Municipality on Basic Medical Insurance for Urban Workers

Article 25

The overall fund is mainly used to pay for hospitalization medical expenses, outpatient medical expenses for specified diseases and outpatient medical expenses for serious and serious diseases. Personal accounts are mainly used to pay for general outpatient medical expenses, drug purchase expenses and hospitalization medical expenses borne by individuals. When the personal account balance is insufficient to pay, the excess shall be borne by the individual. Pooled funds and individual accounts shall be accounted for separately and shall not be misappropriated.