How to calculate the pension in Shenzhen? How much can I get for retirement in Shenzhen in the future?

It is related to factors such as the amount of payment, the total number of years, the retirement age, and the average social wage in the region.

Generally speaking, the pension benefits of retirees in various places (taking enterprise employees as an example) are: personal account pension+basic pension+other allowances.

(1) Personal account pension. The total amount of funds in a personal account is divided by a certain number, which is determined by the age at retirement.

Retirement age figures (individual account pension months)

45 2 16

50 195

55 170

60 139

65 10 1

Suppose: Retire at the age of 60, and the personal account at the time of retirement is139,000 yuan. Personal account pension =139000/139 =1000 yuan.

(2) Basic pension. It is the payment period multiplied by 1% multiplied by the average monthly salary of the local society in the year of retirement.

Suppose: the average monthly salary of local society is 6000 yuan, and the payment is 25 years.

Basic pension = 25 years * 1% * 6000 yuan = 1500 yuan/month.

Note 1: It is assumed that the payment has been made according to the local average wage level. If the payment is high, the number 1% is high, for example, 2%, and if the payment is low, it is less than 1%, for example, about 0.7%.

Note 2: General individual payment starts from 1992. The length of service before 1992, as long as there are certificates such as contracts and files, is considered as payment, which is the so-called deemed payment period.

In the case of (1) and (2) above, the sum of the two items is1000+1500 = 2,500 yuan/month.

(3) Other allowances. Senior workers (this allowance has been abolished in some places), model workers, only children, local supplements, old age allowance, transitional allowance, payment period allowance, etc.

All of the above constitute the pension for the first month of retirement. Generally, there will be a certain proportion of growth every year, about 5.5% in 20 15, 6.5% in 20 16 and 6.5% in 20 17.