Does it matter if social security is suspended for one month?

Does it matter if social security is suspended for one month?

Stopping social security for one month may have the following effects:

1. medical insurance benefits: the most direct impact of social security suspension for one month is to enjoy medical insurance benefits. If the personal social security is suspended for one month, the funds in the personal account cannot be used during this period, and can only be used after the payment is renewed. In addition, if the social security is suspended for too long, such as more than 6 months, then the individual payment period needs to be recalculated.

2. Maternity insurance benefits: For women, stopping social security for one month may affect maternity insurance benefits. If social security is suspended for too long, it may affect the reimbursement and allowance of maternity insurance.

3. Old-age insurance benefits: The social security suspension for one month has a relatively small impact on the old-age insurance benefits, but if the suspension time is too long, it may affect the individual's old-age benefits.

4. Other benefits: Social security includes other benefits besides medical insurance, maternity insurance and old-age insurance, such as unemployment insurance and industrial injury insurance. If social security is suspended for too long, it may affect the enjoyment of these benefits.

To sum up:

Stopping paying social security for one month may have an impact on welfare benefits such as medical insurance benefits, maternity insurance benefits and old-age insurance benefits. If an individual intends to leave his job for a long time or is temporarily unable to pay social security, he can choose to stop paying social security. However, it should be noted that before stopping paying social security, we must understand the relevant regulations and procedures, so as to avoid affecting the enjoyment of personal welfare benefits because of the long time of stopping paying.

Legal basis:

Article 23 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Employees shall participate in the basic medical insurance for employees, and employers and employees shall pay the basic medical insurance premiums in accordance with state regulations."

Article 24 of the Social Insurance Law of People's Republic of China (PRC) stipulates: "Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual account respectively."