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How to return the social security card?

Because the social security card can be used as a bank card, the money in the social security card is divided into two parts: one part can be accessed at any time when the bank card is used, and like other bank cards, if you want to use cash, you can withdraw it at any time. The other part is the money returned to your account by social security according to the endowment insurance you paid. This part can be used for drug consumption, but it cannot be withdrawn. It is worth noting that the bank password used for the bank card is not the same as that used for the social security card. Unless the same password is set, the social security card can be easily locked if it is used incorrectly.

Social security surrender is divided into the following two situations:

1. Rural residents with foreign household registration who have not reached the statutory retirement age to terminate or terminate their labor contracts, do not continue to work in this city and really cannot transfer their social insurance relationship can apply for termination of their social insurance relationship and apply for all the savings in their personal accounts for old-age insurance at one time;

2. If it is a city hukou, it cannot be surrendered. Those who meet the conditions for surrender can bring their ID cards, social security cards, unit certificates and other materials to the local labor bureau for surrender, which is generally accepted within 15 days.

To sum up, the social security card has a financial account and can be used as a bank card after activation. The insured person needs to deposit money in it by himself, and the way of withdrawing money is the same as that of a bank card, which can be taken at an ATM or at a bank counter. The new medical insurance card with UnionPay function, namely UnionPay social security card, can withdraw money. The premise is that the cardholder has deposited money with the corresponding issuing bank in advance, and the money in the deposit account can be withdrawn.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.