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Is there no job to pay social security?
Without a job, you can apply for social insurance through flexible employment and pay enterprise endowment insurance and basic medical insurance for employees; Flexible employees who pay medical insurance are regarded as paying maternity insurance and can enjoy maternity insurance benefits. Social security generally refers to social insurance. Social insurance is a social and economic system that provides income or compensation for those who lose their ability to work, are temporarily unemployed or suffer losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.
There are several ways to pay social security if you have no job:
1. If the party concerned is in the domicile, he can apply to the local social security bureau to pay social security as a flexible employee. Pension has been paid 15 years, male medical insurance has been paid for 25 years, and female medical insurance has been paid for 20 years. After retirement, the treatment is the same as that of normal employees, and all the money must be borne by themselves.
2. Social insurance for urban and rural residents. The advantage of this method is that it is cheap, and urban and rural residents are insured. Medical insurance is only a few hundred yuan a year, and pension is only a few thousand yuan a year, but the proportion of medical insurance reimbursement will be lower, and the pension will be less after retirement.
To sum up, in fact, individuals without work units can also pay social security normally. Individuals without a work unit have two choices. One is to participate in social security for urban and rural residents, and the other is to participate in social security for urban workers. So what kind of social security they participate in will have a great impact on their future pension benefits. The level of social security contributions of insured employees is relatively high, but they can finally enjoy a higher pension. If it is social security for urban and rural residents, the payment level is relatively low, but the level of pension benefits is generally low.
Legal basis:
Article 60 of People's Republic of China (PRC) Social Insurance Law
The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.
Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.
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